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When my daughter got her got her Staffordshire Bull Terrier puppy, we all enjoyed having him at home, a playful little thing with a clumsy way that made you laugh and was a joy to have about. She bought him with her money from her wages as she had wanted a dog for a long time, but I was adamant over the years that if she wanted a dog she had to wait until she was old enough to be able to look after one herself, after all a dog is a huge responsibility for a child to take on.
They are for life and need love and commitment. So she saved and bought him when she was eighteen. He is her dog but lives here with us as she is still at home and she has been brilliant with him. Trained him from an early puppy to be a very obedient young dog now that he is two years old. He will sit and wait patiently as she makes his food in his dish, he never begs and lays down in another room when we are eating at the table, you can even leave food on a plate on the front room table and go out for the day and he wonít pinch it. He sits in the window waiting for her if she goes out and is a really loving dog.
As a responsible dog owner, when he got to be one year old she began to think about having him castrated, she did not want him to breed with other dogs as the thought of him having puppies and not knowing where the puppies had been homed to was a bit worrying for her, as he is a good looking brindle dog with a little white on his chest and a bulky staffie, she was getting asked for him to be a stud dog by a few people in town. She couldnít bear to think that one of his offspring might be homed to someone who may not treat it right and it end up in a dogs home, so she decided the best thing to do was have him castrated at the vets.
After spending money on his injections when he was younger and worming tablets and his regular check ups at the vets, she decided to buy pet insurance. I have a car policy with Endsleigh and have been happy with them for a few years so we checked out the pet insurance with them. Itís a costly thing to have a dog as vet fees are not cheap. The castration of a dog costs £180 at our local vets, add this to the worming tablets, regular check ups of weight and health when they are growing up and their injections and your looking at more than £ 400. This is without including any ailments that they might have in their life to come.
We bought a policy from Endsleigh for £112.09 a year. You may think this sounds a lot but it is broken down into monthly payments which can be paid by direct debit every month at £9. 34 This is for cover for life and it covers up to £1000 of vet fees and this is peace of mind when anything goes wrong with your pet. To date Mampi Swift has been to the vets, for sensitive skin which was due to an allergic reaction to some additives in his dog food. Vet fees £240 as it took three visits to the vets to find what was causing the reaction and to clear it up with the medication. The insurance paid up within three weeks of the claim, we had to pay the first £50 excess. He was loves to chew twigs and wood and when visiting a friends house who has bamboo in their garden he couldnít resist having a nibble at a piece that had snapped off in the winds and was on the floor, Iím not sure why but this made him sick for a few days, so another trip to the vets at £85 was claimed. He has just gone two years old and has already been to the vets a couple of times for ailments and Iím sure its not the last time heíll go.
The insurance policy has already saved us money on vet fees and medicines for him and Iím glad we got pet insurance for him as it has been a good decision to have. If you have a dog Iím sure its worth thinking about, after all you never know when they will be ill. We also have cover if he causes damage to a third party of up to £1000,000 and he is covered for travel of up to 30 days overseas.
We have a bronze policy which is just a basic one but you can go silver or gold for more cover, but these cost a little more. They do however, cover more things like, early death, advertising if you have your pet stolen, accidents, theft, bereavement counselling for you if you lose your pet and other things, but we just wanted to be covered for the vet feeís as they can occur anytime in a dogs life.
If your thinking of getting your pet insured then Endsleigh is a good place to start looking, they are helpful and pay out quickly if you have to claim, I have had no quibble with them so far so can recommend them to you. They can be searched online by typing Endsleigh into your search engine.
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