Pet insurance
Advantages Peace of mind
Disadvantages none so far
Detailed Rating
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| Value for money | |
| Online - Content/organization of site | Excellent |
| Online - Reliability/speed of site | Excellent |
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When my daughter got her got her Staffordshire Bull Terrier puppy, we all enjoyed having him at home, a playful little thing with a clumsy way that made you laugh and was a joy to have about. She bought him with her money from her wages as she had wanted a dog for a long time, but I was adamant over the years that if she wanted a dog she had to wait until she was old enough to be able to look after one herself, after all a dog is a huge responsibility for a child to take on.
They are for life and need love and commitment. So she saved and bought him when she was eighteen. He is her dog but lives here with us as she is still at home and she has been brilliant with him.As a responsible dog owner, when he got to be one year old she began to think about having him castrated, she did not want him to breed with other dogs as the thought of him having puppies and not knowing where the puppies had been homed to was a bit worrying for her, as he is a good looking brindle dog with a little white on his chest and a bulky staffie, she was getting asked for him to be a stud dog by a few people in town.
She couldn’t bear to think that one of his offspring might be homed to someone who may not treat it right and it end up in a dogs home, so she decided the best thing to do was have him castrated at the vets.
We bought a policy from Endsleigh for £112.09 a year.
You may think this sounds a lot but it is broken down into monthly payments which can be paid by direct debit every month at £9. 34
This is for cover for life and it covers up to £1000 of vet fees and this is peace of mind when anything goes wrong with your pet.
To date Mampi Swift has been to the vets, for sensitive skin which was due to an allergic reaction to some additives in his dog food. Vet fees £240 as it took three visits to the vets to find what was causing the reaction and to clear it up with the medication. The insurance paid up within three weeks of the claim, we had to pay the first £50 excess.
He was loves to chew twigs and wood and when visiting a friends house who has bamboo in their garden he couldn’t resist having a nibble at a piece that had snapped off in the winds and was on the floor, I’m not sure why but this made him sick for a few days, so another trip to the vets at £85 was claimed.
He has just gone two years old and has already been to the vets a couple of times for ailments and I’m sure its not the last time he’ll go.
We have a bronze policy which is just a basic one but you can go silver or gold for more cover, but these cost a little more. They do however, cover more things like, early death, advertising if you have your pet stolen, accidents, theft, bereavement counselling for you if you lose your pet and other things, but we just wanted to be covered for the vet fee’s as they can occur anytime in a dogs life.
If your thinking of getting your pet insured then Endsleigh is a good place to start looking, they are helpful and pay out quickly if you have to claim, I have had no quibble with them so far so can recommend them to you.
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