... No surprises there! It just so happens that it's Endsleigh at the moment..i suppose it will change at some point.
Getting a cheap quote is a bit of luck really. Companies like Endleigh are dependent on the prices offered by the underwriters which can vary considerably from month to month. ... Read review
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...just so happens that it's Endsleigh at the moment..i suppose it will change at some point. Getting a cheap quote is a bit of luck really. Companies like Endleigh are dependent on the prices offered by the underwriters which can vary considerably from month to month. Obviously the length of time you've been driving, the car you drive, cover required and no claims bonuses are the main factors. Even given these variables, though, there is a significant ... ...in my case.
A word of warning to those people using Endleigh and paying monthly by direct-debit. They told me that the APR was 12% which was very reasonable. They didn't tell me about the administration charge or the payment protection insurance. The latter added about £ 3 - 4 on my monthly payment and was completely unnecessary. They only give you a monthly premium without PPI if you specifically ask for it. A bit cheeky really. The admin. charge ...
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Advantages: Price, discounts available if you ask Disadvantages: Online vs Telephone quotes' prices
...else) I decided to try Endsleigh as they have links to the NUS and offer student discounts. In the past I've always narrowed the list of companies and brokers in the following manner:
1) Only call those with freephone numbers.
2) Look for brokers/insurers who say they'll beat any quote and then play them off against each other
This year I've decided to use websites as this means that I can appear to be working when actually I am not! A visit to ... ...went, into the cyber-wilderness
Endsleigh was the first choice because as I've said, I'm a student and they give student discounts. The online quote came to £301. I was that impressed that I nearly spilt my coffee (nearly). Now, my situation isn't going to be identical to everyone else's, but as a guide, last year's premium (Norwich Union Direct) was about 420 pounds with a 250 pound excess. Given that Endsleigh only wanted a 100 pound excess, this ...
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Advantages: None whatsoever that I found Disadvantages: Too many to list! Read the op...
I hate endsleigh and will never insure with them as long as I live for many reasons of which there are probably too many to write in this opinion without my falling asleep or working myself into a rage due to endsleighs incompetence all round. Where shall I begin.... For starters, I can only talk for one branch, namely the one in Warwick University which has been the bane of my life for a year now. And...I'm not even insured with them! I'll start ... ...popped into endsleigh on campus because I wanted to buy a car, and fancied getting an idea of what I was into on the insurance. The woman in endsleigh was very friendly, if a little pushy, but helped me quite a lot. Even though the quotes were high, I had an idea of what car I should and shouldn't be looking for. A little bit sad that I couldn't have a Porsche, I went on my way happily. A couple of days later I was rudely awoken at 11am by endsleigh ...
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Advantages: Good customer service, good price matching Disadvantages: see op
...Experience
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I joined Endsleigh because they were being promoted by universities as being good for students, and they undercut my last policy by £50 so I decided to go with them.
By this time I already had 1 years no claims bonus. I was 9 months through my policy when I decided to get a new car to replace my existing banger.
When I went to change my insurance I was told that I could'nt because they were in a law suit with my insurers, ... ...not afford to stay with Endsleigh and pay £400 more for insurance when I could get it cheaper elsewhere. In the end I had no choice but to cancel.
Thinking I almost had 2 years no claims, I was now back where I started at 1 year. Update
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I had a renewal quote for my last policy and found that they were asking too much due to supposed rises in insurance. Previous to this Endsleigh sent me a letter asking me to give them a call to receive ...
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Advantages: Cheapest Quote I Found Disadvantages: Phone Calls
...the road.
I joined Endsleigh last month, after being with Norwich Union for 2 years. I had just received my Norwich Union Quote of about £810 fully comp, so I started doing every online quote I could find. The best 3 were Endsleigh (£458), Churchill (£465), then AA (£495). Within 10 minutes I got a phone call on my mobile, I ignored it because I was at work and it was a unknown number (I don't answer unknown numbers). I found out later (from the ... ...I re-did the quote with Endsleigh and it came to £415, so I went with this. Again, within 10 minutes, another unknown number on my mobile, and another voicemail.
I phoned them back later. The phone rang twice, and then a real person answered, Kim, who was very friendly and helpful. I was told that the online quote wasn't completely accurate, and after taken some more details, I was told that the best quote they could give me was £458 fully comp. ...
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