First Plus

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First Plus

Overall rating (3): Overall user rating First Plus

 

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FirstPlus Homeowner Loans

4 Jan 21st, 2008

Advantages:
Very easy to speak to

Disadvantages:
Loan secured on your home

Recommendable: Yes 

Detailed rating:

Additional Charges

Ease of Application

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supermumof4boys

About me: I have been married for 16 years and have 4 boys aged 14, 11, 9 & 7 and a 9 month old baby girl. I w...

Member since:01.09.2005

Reviews:3

Review rated by 5 Ciao members on average: helpful

My husband and I applied for our FirstPlus Loan through Moneysupermarket.com. Staggeringly with all our credit and store cards and our car loan it worked out that we owed £52,000!!! We were paying £1200 a month on this, FirstPlus has now got that down to £400 a month. We can finally start living again.

FirstPlus made it so simple. I fill out a form on Moneysupermarket.com and then a FirstPlus advisor rung me back. She then went through a few details with me and done the credit check. I passed this, which she said is the hardest bit over with and then put me through to Mike, my Account Manager. Mike was really helpful and went through everything that we owed, how much we earnt and how much equity we had in our house. He also went through the insurance really thoroughly.

My paperwork arrived the next day with all the forms that we had to sign and complete. The good thing about this loan is that you have to provide FirstPlus with the names of the companies you owe money to and how much and they send you cheques for each of your bills so you definitely have to pay them off and not spend the money on anything else.

We sent out paperwork back in the special delivery envelope that FirstPlus supplied and we had our cheques 3 days later.

Everything ran so smoothly and the staff at FirstPlus couldn't have been more helpful.

Would definitely recommend. 
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Comments about this review
gizmogizmo

gizmogizmo

22.01.2008 00:59

Sounds too good to be true ... I hope you aren't paying over the odds on the interest?

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Review Ratings
This review of First Plus has been rated:

"helpful" by (60%):
  1. MAFARRIMOND
  2. CPTDANIELS
  3. shortnsweetlauraloo

"somewhat helpful" by (40%):
  1. gizmogizmo
  2. tune57

The overall rating of a review is different from a simple average of all individual ratings.
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