richard77... 5

richard777

Add to my Circle of Trust

Subscribe to reviews

About me:

Member since:31.07.2000

Reviews:1

Quote-start

mortgage endowment

Quote-end
31.07.2000

Advantages:
costs,returns, conditions, surrender value, critical illness

Disadvantages:
doesnt guarantee to repay the house at maturity

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Product package

Efficiency of service

Value for money

Comprehensiveness of range of productsExcellent

Online - Content/organization of siteGood

Online - Reliability/speed of siteGood

Online - Ease of applying for productsAverage

Online - Pre-purchase informationExcellent

1 Ciao members have rated this review on average: helpful See ratings
helpful by (100%):
  1. neilix
  2. limotec
  3. Kingsland

View all ratings

The overall rating of a review is different from a simple average of all individual ratings.

Share this review on Google+

i chose a fp endowment to repay my house. the premium was amongst the lowest and the historic returns are amongs the best. a £27,000 endowment is currently maturing at over £97,000 for a male age 30 next birthday. the contract has low charges and includes life cover to repay my house and death. it also includes critical illness that will repay my loan upon diagnosis of certain medical conditions , such as cancer, heart attack etc. if i am off sick my premiums are paid for me after 6 months till i recover. i used a projected growth rate of 6% which means if it grows by 6% then my house will be paid off however, if it grows by more than that i will get a tax free lump sum. it should be easy to get 6%, all you have to do is invest in a deposit account. if the contract is underperforming then i will be informed and advised of my options at that stage. i selected to invest in a with profits fund as the value of investments cannot fall and i anticipate receiving a large terminalbonus at maturity. my borker was excellent and explained everything, both good and bad. the literature was clear and easy to understand and it only took a week before my policy documents were sent. friends provident have consistantly been in the top 10 companies for endowments


  Write your own review

Share this review on Google+

« Previous review   Next review »

Rate this review »

How helpful would this review be to a person making a buying decision? Rating guidelines

Rate as exceptional

Rate as somewhat helpful

Rate as very helpful

Rate as not helpful

Rate as helpful

Rate as off topic

Write your own review Write a review and you will earn 0.5p per rating if other members rate your review at least helpful. Write a review and you will earn 0.5p per rating if other members rate your review at least helpful.   Report a problem with this review’s content

Comments about this review »

neilix 24.02.2004 13:12

This could be the one! would you really recommend this...customer services - are they helpful?

Add your comment

max. 2000 characters

  Post comment

More reviews »

Review Ratings »

This review of Friends Provident has been rated:

"helpful" by (100%):

  1. neilix
  2. limotec
  3. Kingsland

The overall rating of a review is different from a simple average of all individual ratings.



Are you the manufacturer / provider of Friends Provident? Click here