Future Mortgages

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Having read every review on this site for Future Mortgages I immediately became disturbed at the reactions and negative feedback that so many people have had towards this particular mortgage lender. However, after digesting each review it became apparent to me that, although they are from ... Read review

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Community Level 1Pixie1979

Pixie1979

Future Mortgages - a misunderstood lender

AdvantagesAn excellent sub prime lender with very competative rates

DisadvantagesThey only deal with brokers or mortgage packagers

"...review on this site for Future Mortgages I immediately became disturbed at the reactions and negative feedback that so many people have had towards this particular mortgage lender. However, after digesting each review it became apparent to me that, although they are from personal opinion, and of course, we are all entitled to our opinions, I felt they were unfairly directed towards the mortgage company itself. Many of the complaints were focusing ..." Read review
05.01.2008

Ciao members have rated this review on average: very helpful

Community Level 2jjllss

jjllss

Add ons considered, Is Its Your Future?

AdvantagesThe future? A means to the end??

DisadvantagesAdds on galore, usually well hidden

"...the future. Hmm, for some Future is the future, for many more, future only disrupts and destroys the future, well the foreseeable anyway. Although they serve their purpose in the sub prime mortgage industry (at a hideous cost) most of my experience of Future while I worked in the industry was seeing yet another sub prime lender "home in on consumers who are financially stuck or lacking the standard criteria to go to high street such as on insufficient ..." Read review
20.11.2007

Ciao members have rated this review on average: very helpful

Community Level 1Symbol0683

Symbol0683

What a way to run a company.

AdvantagesTo be fair I am finding it hard to thing of one.

DisadvantagesCustomer service is bad. Promises not kept. Do not solve queries or communicate.

"...money to be transfered. I joined Future Mortgages on a 6 month variable discount rate of 6.8%. After the 6 months then the rate would increase to 7.980%. As it is variable my acccount would be review every quarter. There first mistake was to take me off the discount rate before I made the first payment. It took me 6 phone calls, including speaking to a supervisor before they understood what they had done. This conversions were getting quite ..." Read review
21.12.2005

Ciao members have rated this review on average: very helpful

Theres no Future in Mortgages.............

AdvantagesI can now get through on the phone in 15 minutes instead of 45!

DisadvantagesWhere do I begin!

"...told it would be with Future Mortgages wasnt much worse - maybe in the region of £20.00 per month which wasnt breaking the bank. After what felt like decades with the Mortgage broker we signed the paperwork and left that day to a warm smile, a welcoming handshake and told "All you have to do now is find your house". Within a week we had found our new home, the offer had been accepted and the mortgage process began. From the word go it was stressful ..." Read review
19.01.2006

Ciao members have rated this review on average: helpful

Community Level 1leapyearnu...

leapyearnurse

Massive Increases EVERY month!!!

AdvantagesNone whatsoever

DisadvantagesPig ignorant, bullies, absolutely brainless moronic staff, criminally high monthly increases in mortgage payments

"...say, after several years with Future Mortgages they arejust about the worst company I have ever had the misfortune to deal with. Even with my qualifications in Nursing/Training/Stress Management/NLP/Coaching they reduce me to a quivering wreck on occasions. There are many many reasons to avoid them altogether. Firstly, they offer you a fixed rate which seems reasonable, especially of you have credit problems and are therefore limited on choice. Secondly, ..." Read review
29.08.2007

Ciao members have rated this review on average: helpful

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