Advantages: Efficient service, good web site, rewards. Disadvantages: None
I have had my Goldfishcard ever since they were first available and I have yet to be disappointed by it.
I don’t have to pay an annual fee for the privilege of using this card, which is one of its main selling points as far as I am concerned. I have also been able to change the monthly payment date to suit my own financial circumstances.
I always pay my bill in full every month so I have not done any research into whether the GoldfishCard provides the lowest interest or not. At present the rate is 0.639% which equates to 7.9% APR for retail purchases and 0.639% equating to 9.6% APR for cash advances.
The account works in the same way as any other credit card in that interest on the full amount outstanding will begin to accrue from the date the payment is due if you do not pay the amount off in full. Interest on any cash ...
SusanLesley 02.05.2001 (04.11.2001)
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Ciao members have rated this review on average: very helpful Review of Goldfish Card
Advantages: Very reliable, accurate, and unusually helpful. Disadvantages: none
Over the years I have had a number of different credit cards. Generally speaking, I have found them to be much the same, with the only significant difference being the interest rate charged on unpaid balances.
However, around 4 years ago, I switched to the Goldfishcard, and find that it has a number of advantages:
1.For every pound I spend on the card, I have a points credit worth 1
penny. With an average card spend per month of around £300, this
gives me an annual bonus of around £36.
2.These points can be exchanged as a credit against my B.G. gas bill, or
TV licence etc. Alternatively, the points can be exchanged for Boots,
Asda, Halfords, or a wide range of other vouchers.
3.The Goldfish account balance, and every transaction, can be checked
easily on the internet site, to ensure that no ...
wiseoldowl 05.04.2001
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Ciao members have rated this review on average: very helpful Review of Goldfish Card
Advantages: Great points scheme Disadvantages: APR could be better
slightly. If you make lots of small purchases this can be significant. Also the points are only valid for 5 years.
Point redemption is really really easy. Phone up a special no. 24 hours a day ? I always get straight through ? choose your vouchers ? and they arrive usually a week later. Very very slick!!!
CUSTOMER SERVICE :-
Their phone service is very good good. There is an automated system which prompts you for your card number, and cardholders month and year of birth. Once successfully though this security you can automatically hear your balance, available credit and number of points accrued to date. You can also speak to an operator, who are always polite, helpful and responsive to problems.
SECURITY :-
I travel a lot, usually to dodgy countries. Goldfish ofetn phone me to query unusual transactions on my card. Whilst ...
ordy 11.10.2001 (16.10.2001)
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Ciao members have rated this review on average: very helpful Review of Goldfish Card
