...
Or so i though, The next week i saw him STILL doing "Doorstep" collecting for Greenwoods and to my total Horror i received a letter from debt collectors DEMANDING the remaining money!
So I would Very STRONGLY advise ANYONE NOT to ever get a loan from this down market loan shark company...........
Advantages: none Disadvantages: far to many to name!
...saw him STILL doing "Doorstep" collecting for Greenwoods and to my total Horror i received a letter from debt collectors DEMANDING the remaining money!
So I would Very STRONGLY advise ANYONE NOT to ever get a loan from this down market loan shark company........... ... more
TOTAL RUBBISH!! i WAS stupid and as i am ashamed to admit desperate enough to get a "loan" from them.... Probably one of the WORST mistakes i could have made! First of all, the "friendly staff" at the call centre where arrogant to the extreme. Mocking, humiliating and well just down rite rude! Anyway as the first couple of weeks passed there "Agent" came round once a week acting like some sort of "Big shot loan Shark" not a problem at first i have to admit but as it got to about week 8 i asked for another loan as the "claim" to give the same day, my answer was... "No as i need the money i have to MOT my car" the EXACT words from there "Agent" That's NOTHING compared to the response i got two weeks later.... i HAD informed them i would be going on holiday for 2 weeks to Spain and the day after i got back with my family the agent was back...... In the MIDDLE of my baby's FIRST birthday party the agent more or less kicked my door in stormed in to the living room and by this time my Children as well as about 20 others kids were screaming, as this agent had forced himself into my house and stood shouting and threating me infront of my children there friends and there parents, Demanding "his" money. Telling me i had STOLEN from him? well i had told him i was on holiday and his response was "no you were not, I would have been told" so i phoned the Police and as i had expected he ran before they could get there, I reported him to the Police and his Company, Who assured me he would get the sack..... and they would in an act of kind pay off my remaining loan........ Or so i though, The next week i saw him STILL doing "Doorstep" collecting for Greenwoods and to my total Horror i received a letter from debt collectors DEMANDING the remaining money!
So I would Very STRONGLY advise ANYONE NOT to ever get a loan from this down market loan shark company...........
Advantages: Friendly agents, quick and easy money, conveniency Disadvantages: High interest
Greenwoods Personal Credit is the sister company of Provident. With Greenwoods you basically borrow money and then pay it back at a fixed repayment either weekly, fortnightly or monthly. This fixed amount that you agree will never go up. These repayments are collected by an agent who, in most cases, is friendly and helpful. The agent will soon become a friend of the family.
With Greenwoods, you can either have a cash loan, high-street vouchers or ... ...do get a loan off Greenwoods and find that you can’t make a payment one week/fortnight/month, then just let your agent know. They won’t be annoyed at you, will be very understanding and in fact will be pleased that you have informed them of any difficulties.
If you are in need of money, and your 100% certain that you can afford to pay the interest, then I would suggest applying for a loan with Greenwoods Personal Credit. If you do want to able for ...
DanniG123 31.05.2007
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Ciao members have rated this review on average: helpful Review of Greenwoods Personal Credit
Advantages: Price quoted before u sign is all you will pay. For unemployed and CCJ Disadvantages: High interest
...had experience of only one Greenwoods agent and she is LOVELY. Very reasonable and fair. No unkindness or being judgemental at all. She is on the customers side. All that she asks is that you are honest with her, no hiding behind curtains if you can't pay. "We all have weeks like that" is what she cheerfully says. "See you next week then". No threats or barging into houses. The interest rates are high, but that is ALL you pay, even if you miss weeks. ... ...for example the e.g for Greenwoods is over 32 week repayment. However the 55 week repayment is only 220% APR whereas the provident and shopacheck repayments were quoted over 55 and 52 weeks respectively. Unfair I think to portray them in this way giving a totally false impression of a really fair company which has helped me immensely. If you can't get money from banks or reputable loan companies either because you are unemployed or have bad credit ...
blondeindiguise 03.06.2008
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Ciao members have rated this review on average: helpful Review of Greenwoods Personal Credit
Advantages: Short term fast pay loans Disadvantages: high intrest
Greenwoods financial services as far as I aware are part of the Provident group.
I must admit I haven't needed them for a while, but when most turned there back on me Greenwoods were very helpfull.
You can request loans from £50.00 to £500.00 which is ideal if you need some quick cash on a short term basis.
They normally operate a weekley collection service, where you will be assigned a local collector for your area.
These people unlke the old ... ...An average loan is normally based over a 32 week repayment period.
For example a current loan of £500.00 @ 32 weeks repayment of £25.00 per week = total £800.00 repayment.
That in Apr terms is equal to 399.7% interest. Phew, be sure you are happy in this repayment scale before accepting the loan.
I did hit a snag in finances during my repayments, Dont ignore them if this happens, inform them straight away and be honest about your circumstances, ...
dreamscancometrue 16.12.2005
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Ciao members have rated this review on average: helpful Review of Greenwoods Personal Credit
Advantages: Loans For Lower Class People (in Greenwoods eyes) Disadvantages: Bullying idiot collectors who think they collect for the mafia, over 300% interest
...about getting a loan off Greenwoods DONT! you dont need the hastle and we really wish we didnt
P.S the following statement from DanniG123 is not quite what happened here or in lots of other cases im finding out.
'If you do get a loan off Greenwoods and find that you can't make a payment one week/fortnight/month, then just let your agent know. They won't be annoyed at you, will be very understanding and in fact will be PLEASED that you have informed ...
andrew09 05.02.2009 (17.02.2009)
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Ciao members have rated this review on average: helpful Review of Greenwoods Personal Credit
Advantages: none Disadvantages: very expensive there are cheaper options
...the review by John Hindle, Greenwoods charges some of the highest interest rates about. Before I took out a cash loan I did some research into interest charges and I hope some one will find this info helpful
Based on a £500 cash loan
Greenwoods was the highest £500 loan interest is £300 making the total repayable £800 at £25 per week with an APR of 399.7%
Next was Shop-a-Check a £500 loan interest is £384 making the total repayable £884 at £17 ... ...Provident (who owns Greenwoods by the way) a £500 loan interest is £325 making the total repayable £825 at £15 per week with an APR of 177.1%
One of the lowest but still quite expensive was Universal cash loans a £500 loan interest of £220 making the total repayable £720 with an APR of 128.2% The difference between the highest ,shop-a-check and the lowest Universal is an incredible £164, bearing in mind all these companies offer the same service ...
emmapetter 26.09.2007
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Ciao members have rated this review on average: helpful Review of Greenwoods Personal Credit
Promptness of service
Efficiency of service
Competitiveness of char...
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Advantages: Good For people who cant get normal card Disadvantages: High Intrest
Due to a recent problem with my bank, I took a loan out with GreenwoodsPersonalCredit.
I had looked at both Greenwoods and Provident's websites, to compare what the apr etc would be. I decided to make an application to Greenwoods for £500 to tie me over until my wages had been sorted out.
I didnt hear anything for weeks, then one day I got a call from a guy called Russell whom advised that he wanted to come and visit myself to fill in the paperwork and to pay me my loan.
He arrived the next day, we were going through all of the paperwork and he said that it would be £150 only as a new customer. I queried this and he made a call to his boss, who advised that the maximum he would goto was £200.
With it been that I just had a short term problem, I excepted the loan and asked about early repayment. The agent advised that ...
Rude and idle staff, cash points very temperamental, they only send statements every once in a blue moon - even then the envelope sometimes isn't seal (*)
