Greenwoods Personal Credit

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Greenwoods Personal Credit

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38% positive

11 reviews from the community

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Review of "Greenwoods Personal Credit"

published 03/06/2008 | blondeindiguise
Member since : 03/06/2008
Reviews : 1
Members who trust : 0
About me :
Pro Price quoted before u sign is all you will pay. For unemployed and CCJ
Cons High interest
Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

"Greenwood loans 4*"

I have had experience of only one Greenwoods agent and she is LOVELY. Very reasonable and fair. No unkindness or being judgemental at all. She is on the customers side. All that she asks is that you are honest with her, no hiding behind curtains if you can't pay. "We all have weeks like that" is what she cheerfully says. "See you next week then". No threats or barging into houses. The interest rates are high, but that is ALL you pay, even if you miss weeks. It will NEVER go up. You even get a rebate for paying it off early. Someone has posted rates of various lenders, which I too have looked into, and are not a true picture as they chose very different repayment terms for each which make some lenders look really high interest for example the e.g for Greenwoods is over 32 week repayment. However the 55 week repayment is only 220% APR whereas the provident and shopacheck repayments were quoted over 55 and 52 weeks respectively. Unfair I think to portray them in this way giving a totally false impression of a really fair company which has helped me immensely. If you can't get money from banks or reputable loan companies either because you are unemployed or have bad credit rating, then I would not hesitate to recommend Greenwoods to all who cannot see any other way to raise cash in a hurry.

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Product Information : Greenwoods Personal Credit

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Listed on Ciao since: 07/12/2005