HSBC Accounts

How to do accounts is very interesting indeed. HSBC Have a range of student accounts, current accounts, savings accounts, Individual savings accounts, as well as off shore savings accounts. The range is extensive though in this review I have concentrated on financial products and services that either I have used or am interested in reviewing. I have no experience unfortunately of big mortgages or in terms of reviewing poor paying savings accounts. My own experience of the HSBC started when I was 16 when I started saving a few pounds each month with very low rates of interest earned. Then when ... more

When I left my husband several years ago, I was literally left with the clothes on my back and found myself in need of a basic bank account. At that point in time I wasn't allowed to disclose my physical address to anybody and all correspondence had to be sent to a P.O. box. This made opening even the most basic of accounts extremely difficult, so I jumped at the chance when HSBC allowed me to open one of their basic accounts. Before I go any further, a word or two about basic accounts may be in order. When the government decided to do away with benefit books they managed to persuade banks to ... more

When I was at school, I used to change my mind regularly as to what I wanted to be when I “grew up”. I was open to most things, and so when the opportunity came up to spend a day on placement at HSBC (and skip school in the process) I jumped at the chance. It was a fun day – we got to play with lots of money, and stamp cheques and watch videos, and most importantly, we got to meet all the staff, most of whom were lovely. At the time I was unhappy with my current bank and looking for a change, so decided to open an account here. A year and a half later, having just got my A ... more

This opinion is based mainly on my experience with HSBC as a student bank, although I am now a graduate. I cannot comment on their service for those in employment because I am not. I first joined HSBC in 1998, when I became increasingly frustrated with NatWest. NatWest had extremely dodgy terms regarding student overdrafts, meaning that you could have an agreed overdraft one day and they could take it back the next because their limits are extremely temporary, usually lasting for no more than one year. This was not good enough. It's tough enough being a student and juggling your finances ... more

For all students out there, my advice check out what HSBC has to offer you. They offer a first class service and are supportive during some of the most difficult (financially) years of your life. MY HISTORY WITH HSBC I chose HSBC for my student bank account when I started my degree and I feel it is the best thing that I ever did. The facilities/services that they offer are the best on the market. They provided me with an INTEREST & FEE FREE overdraft that gradually increased over the years I was studying. Although at times I exceeded my agreed overdraft they were more helpful than a hindrence ... more