My name is Lee and I live in Horndean, Hampshire. I'm currently studying 3 A levels at Horndean Sixt...
My name is Lee and I live in Horndean, Hampshire. I'm currently studying 3 A levels at Horndean Sixth Form. I am studying, Maths, Physics and Computer Science.
I enjoy computers, music and most sports. I am an avid follower of Portsmouth Football C...
Member since:18.09.2000
Reviews:35
Members who trust:14
I've never had a problem with my HSBC account, the staff are without fail friendly and helpful - especially when you are a skint student worried about going over your overdraft! I have found their student banking service excellent. The most useful part I have found is the Switch card - also, they do automatically approve you for a Mastercard which is useful because it means you get a credit rating.
HSBC gives first year students a £750 overdraft, which increases by about £250 each successive year of your course. This is about in line with other student accounts, and I think most students will definitely find this extremely useful, and for some it will be a necessity.
The main attraction of the HSBC student service was the free 4 year (yes, FOUR YEARS!!!) railcard. This is worth £80 to start with. This can be a lot of money - I reckon it's saved me AT LEAST £70 this year! Other banks might give you cash - usually about £50, but it just disappears into your student loan or other money, and you just forget about it. The rail card is definitely the best incentive I've ever seen.
Another huge plus was the forms I had to fill in to open the account were refreshingly simple and easy to follow. I think this was helped by the fact that I already had an account with them, but they are so keen to have new customers, the forms for them can't be too much worse.
Another HUGE advantage which cannot be stated loudly enough is the fact that almost all UK university campuses have an HSBC branch, or at least a cash machine. This is of vital importantance as you don't want to go trudging into town every time you need a tenner. In fact that's the first piece of info I'd advise future students to get hold of - make sure the bank you choose has at least a cash machine or even better a branch on your campus. It'll make everything so much easier!
Altogether, a polite, helpful service that has given me and a lot of my friends everything we could have asked for in a student account.
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This is under the customer services section and maybe should be under the product section.
chowsophia 26.02.2001 21:01
HSBC does not allow my friend to open a student account this year because he doesn't have an account in his country with HSBC.
mattmorrison 09.02.2001 20:32
Great opinion. And cheers for commenting on mine. Not enough people comment these days, especially those who are already at the top of Ciao, so nice to see someone else values the... er, value of comments. Great stuff, I think I am going to go and sign up at HSBC tomorrow just for the railcard, as mine ran out in December.
Feb 9th, 2001
very helpful by (91%):
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