Advantages: Payment for your mortgage if you become ill Disadvantages: They have a lot of clauses
HSBC illness cover-it won't pay out for me:-
When me and my husband went over to a repayment mortgage we was told to take out this cover so we decided after having no problems with their house insurance we would go with these.
We went to see the advisor and was inform that if my husband or I ever had to come out of work through ill health we wouldn't have to worry about the most important thing our house.
Great or so we thought.
Unfortunatly I become ill and after many tests and x rays I was diagnosed with chronic fibromyalgia syndrome, this illness is the same symtoms of a m.s patient.
I contacted the insurance and had to fill out the form they sent me and was then rejected,I phoned them and was informed if it turns to m.s I could claim, now this was not what I was told when I took out this insurance, so after many phone ...
Advantages: helpful and quick with claims Disadvantages: none
After many phone calls for quotes these was 1 of the cheapest I could find that offered everything I needed for my home.
I have been with this insurance for years now and I can totally recommend them.
I have made 3 claims within the 2 years I have been with them and I have never had any problems.
They are very helpful and are quick on paying out on claims I even done 1 over the phone with their help.
I have recommended these to my family and friends in which are very happy with their service like myself.
I found them so good I even started life ins and banking with them.
the life ins what a different matter though on which you can find out in that opinion. ...
Advantages: Competitive, wide range, professional. Disadvantages: Not a seamless service. Lack of branches.
I have banked with HSBC for the past few years and I must say that I am very happy with the service I have received so far. I will go through the products I have with them and let you know my thoughts!
Student Account
The student account is a really good account in comparison with the current market - some banks make the huge overdrafts the selling point, but HSBC are striving towards being a responsible lender, and they have all overdrafts based on status. Standard limit for a first year is £1000, 2nd year is £1250, third is £1500. Based on status, you may get more than those limit but they are charged at 3% above the Base Rate (currently 5.25%). I also find HSBC to be very fair with default charges - this their "Fair Charges Policy": 1) you will not have to pay fees for being overdrawn by £10 or less. 2) You will not have to ...
shazilrock 05.02.2007
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Ciao members have rated this review on average: very helpful Review of HSBC
