23/07/07 - Wow time is going so fast this year!! My little girl just turned 2!! Got a couple of ha...
23/07/07 - Wow time is going so fast this year!! My little girl just turned 2!! Got a couple of half written reviews so will complete them and post them on asap!! Sarah x
I have decided to write this opinion, because I feel that this has been one amazing find of mine. My uncle recommended that I tried Internet banking because you can do so much with it and I thought that I would give it a try.
There are many features that the site has to offer. You can order booklets to help you with your banking and you can register to fully use the site. After you have registered you can easily use the site to look at your accounts
I have two accounts and I can easily look into both of them with a simple click. All of your accounts are on one page and you can click on them to look into them into depth. This then shows your statement, but the reverse way to normal by having the most recent at the top instead of the bottom.
You can also change standing orders, direct debits and other outgoings by just saying what you want to do. It definitely saves a lot of time with no need for telephoning or visits to the bank. You can also easily change your details without spending valuable time waiting in their phone queues or visiting the bank in person.
I like the site especially because I know that everything is secure – you have your own personal code given to you to type in plus your passcode, which you would already know from setting up the account. It is really simple to use and even the least computer minded person would easily use it!
The main reasons to use it against other methods such as telephone or visits to the bank is that it is extremely fast, easy to use and saves a lot of wasted time. I am always so busy that I don’t always have time to be wasting money on a phone call that I cannot always finish because I am going somewhere. It definitely saves time, money and effort.
It has so many features that it can offer you and instead of trying to understand what a person is saying on a phone call you can see for yourself what your accounts are getting up to. It really is impressive.
I do not have accounts with any other bank so I could not compare it at this time but I think it is safe to say that it is just amazing. It looks modern, it is very easy to navigate around with their clear to understand links/buttons and is simple to understand.
I would definitely recommend this to anyone who is thinking of taking more control of their finances – it worked for me, I actually have money left at the moment and I get paid this week – normally I’d have been skint two weeks ago! I’ve also had first hand experience of changing standing orders and cancelling direct debits online and believe me it is easy! I've also made direct transfers from one account to the other and it is done with a click of the mouse. You just type in the amount and click ok. No fuss or bother. Great.
As well as personal accounts you can look at business ones, each service is specifically tailored to your needs. If you run your own business or manage accounts this is great to use and they definitely know what they are doing with you so you do not need to worry.
My final say on this matter is definitely use this if you have an account with HSBC. Internet banking is certainly the way forward with the easiest way to look after your accounts yet. I love it. I definitely recommend it.