I asked for a credit card after three months of opening the account. I was approved straightaway with a £250 limit @ 18.9%. Everytime i called, the customer service was good. Only thing is, they never shared my information with credit reference agencies. After i wrote a letter, they changed the account info & shared it with equifax and experian. I asked for a limit increase after about a year and they increased it to £1250. They upped the limit again on my request after another six months. Also they changed the interest rate when i called them to reduce the APR. They reduced it to 14.9% which is a competitive APR. So far, HSBC is been very good to me. I would recommend it to everyone.
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Advantages: Low application requirements, sensible credit limit, various ways to bank, accepted worldwide Disadvantages: Only for students, not a super low interest rate
zoe_page 09.04.2003 (02.05.2003)
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Review of HSBC Student
Advantages: Telebanking arm is better, good at pulling customers. Disadvantages: Poor customer service, tendancy to close branches, new branches will be all machines nio people
medman 27.07.2007 (27.07.2007)
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Review of HSBC Student
Advantages: Low application requirements, sensible credit limit, various ways to bank, accepted worldwide Disadvantages: Only for students, not a super low interest rate
zoe_page 09.04.2003 (02.05.2003)
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Review of HSBC Student
Advantages: Good rewards for banking with them,lots of HSBC cashpoints to be found. Good overdraft facility Disadvantages: Some banks,such as Lloyds charge you for making a transaction from their cashpoints
GERI 23.12.2000 ·
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Review of HSBC Accounts
Mar 14th, 2007
somewhat helpful by (100%):
