Review of "HSBC"
A bank to avoid.
Returned to UK from New Zealand in September. Offer accepted on home and needed a mortgage for 50k (less than 10% home value;I have 90% equity). I had proof of permanent income, no credit issues, work as a specialist hospital doctor but I am living in temporary accommodation with fully inclusive bills till I buy the house and move my family over at end of November (ie. I don't pay gas/electricity as included in rent)
What is most infuriating is that they arranged two one hour meetings with me promising premiere banking care then refused the loan.......... a complete waste of my time.I went to the HSBC because they claim to be a 'global' bank without national boundaries yet were totally unable to help, due to 'process', someone returning to UK in need of a small mortgage.
"A tenancy agreement cannot be used as proof of address, we need a utility bill" said the bank "and three pay slips"
"I'll take my business elsewhere" replied I . I recommend others do the same
Product Information : HSBC
Manufacturer's product description
Listed on Ciao since: 05/07/2000