Advantages: Friendly efficient service Disadvantages: none
. However, I didn?t find them to have a very ethical approach towards their customers, after going over my overdraft limit by 72p, a mistake I quickly rectified. Despite my quick reaction to this measly but misfortunate mistake over 18 months I was hit witch charges month after month, totalling over £2000, which took me over 1 year and a solicitor?s letter to re-claim. Throughout those 18 months I was hit with bailiff?s letters, and also received a letter that came on blank paper, simply showing the words ?URGENT, Contact Ron on (for example) 07665243356. That was it. But it turned out to be The Co-op sneakily trying to get me to call them, as if I had previously avoided contacting them.
Enter the Halifax.
Those irritating all-singing, all-dancing adverts (you may call them) actually caught my eye and attracted me to the Halifax. I found ...
mi_ke 09.06.2009
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Ciao members have rated this review on average: very helpful Review of Halifax
Advantages: Great price and great cover from a high street bank Disadvantages: It doesn't rip you off like travel agents do
First of all, it is Ciao who seem to think HalifaxLife provide this cover. It is actually underwritten by St Andrews Insurance Group which is part of the HBOS (Halifax Bank Of Scotland) Group. Apologies for me being too lazy to let Ciao know!
But who cares about that?
There are times in life when a rip off leaps out and grabs you! The insurance policies sold by travel agents and tour companies are so obviously poor value for bog standard protection, that shopping around for insurance is best done before booking the holiday!
When Thomas Cook quoted me £169.95 to insure my clan on holiday for two weeks in Minorca, I cracked up laughing. Given that we could book a basic self-catering holiday in the UK for a week for this sum, I knew there had to be a better option. Not too much wrong with the cover offered. Just the price ...
Advantages: Great service, cheap prices Disadvantages: None found so far
I must recommend Halifax to everyone. The cost of their car insurance is brilliant.
I have had a pretty poor car for a number of years and have been paying through the nose for insurance for it, now I have just purchased a very nice car!! - and trawled around the companies as you do getting quotes. The Halifax was by far the cheapest coming in at over £150.00 cheaper then my current insurance company.
So please please use them - maybe it will mean that other insursance companies take the hint and start bringing their over inflated prices down. make sure though you goto the Halifax website first and get the discount code from there cause you will then get an extra 5% discount on the already cheap quote. ...
