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Home > Finance > Banking & Personal Finance > Mortgage Lenders > Halifax Mortgages
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18 Reviews

Community Quote

*This is the second review I posted on Ciao and have edited it as it needed more information and an update* For the purpose of this review I am writing about my experience of having a mortgage... more

User Reviews

for Halifax Mortgages

Rating Summary based on 18 reviews

  • 5 Stars
    		3
  • 4 Stars
    		4
  • 3 Stars
    		0
  • 2 Stars
    		6
  • 1 Star
    		5

Detailed rating

  • Competitiveness of charges/rates
  • Efficiency of service
  • Online - Content/organization of site
  • Online - Ease of applying for products
  • Online - Investment tracking
  		• 3.2
  		• 1.2
  		• 2.2
  		• 1.4
  		• 0.6
  • 48 of 48 Ciao users found the following review helpful
    Picture of judithritchie

    judithritchie

    5 Stars Helped me where others failed 28/04/2001
    User recommends the product

    Advantages Advantages very friendly helpful staff, can offer services to the likes of me (!) whereas otherlenders wrote me off as a liability

    Disadvantages Disadvantages none really

    As my profile says, I am a student counting my pennies, and it wasn’t until the beginning of last year I realised how much of my precious student loan I was using on rent. I live in a very popular, bustling area of Sheffield called Crookes, very popular with students as well as professionals such as teachers and doctors, where we all live peacefully. This area is about as close as you are going to get to the university, but the privilege of living within a 15 minute walk costs you dearly. My basic rent is £200 a month without bills. Last year I changed my course and met an ... more
  • 54 of 56 Ciao users found the following review helpful
    Picture of milmol

    milmol

    1 Star Losing A Good Customer 23/11/2002
    User doesn't recommend the product

    Advantages Advantages Seem Good At The Time

    Disadvantages Disadvantages Beware Small Print And New Deals

    Mortgages are like party political broadcasts. Tell me about a mortgage and I’ll listen, I’ll even think I’ve understood you, but when I try to tell someone later what was so brilliant about your particular brand it’s gone. It went into my brain I’m sure, but somewhere along the way I lost it, or that’s what it seems like. It's not that I'm slow, but with variable rates, capped rates, trackers and so on, I trust the building society will listen to my story and find the mortgage that is best for me. That's mistake number one. I should as an adult, be able to ... more
  • 25 of 25 Ciao users found the following review helpful
    Picture of daveops

    daveops

    4 Stars THEY MADE ME A THOUSAND POUNDS BETTER OFF 23/04/2003
    User recommends the product

    Advantages Advantages Great service from the biggest lender

    Disadvantages Disadvantages There are still one or two better deals out there

    Here's a little story from last Summer. Having held a mortgage with the Abbey National (Scabby Abbey) for a few years, I was at best disappointed to discover I was paying 6.1% (their classic rate! Ha! Read classic as RIP OFF) when their new customers where getting a 5% deal (after discount expires). Given that they were reluctant to arrange the same deal for me, I decided to shop round and see what else was in the market place. After doing a little research, I booked an appointment with my local Halifax branch for 7pm the following night (yes! 7pm - they open until 8pm in the Trafford Centre!) ... more
  • 120 of 125 Ciao users found the following review helpful
    Picture of sweetdaisy

    Level 7 sweetdaisy

    Member since 25/09/2006

    Reviews written: 94

    2 Stars Halifax Mortgages 21/10/2006
    User doesn't recommend the product

    Advantages Advantages good for 1st time buyers

    Disadvantages Disadvantages did not offer a good rate after fixed term ended, overcharge customers

    *This is the second review I posted on Ciao and have edited it as it needed more information and an update* For the purpose of this review I am writing about my experience of having a mortgage with Halifax and am not reviewing Halifax and it’s services as a whole. I am very much aware that for some they have had a great experience with them, but for me after being a loyal customer for such a long time. I felt that they had let me down and recently I realised that I had overpaid when my mortgage came to an end and successfully received a refund from them. Halifax is a leading building society ... more
  • 8 of 10 Ciao users found the following review helpful
    Picture of cobnutty

    cobnutty

    1 Star Xtra hardship from the Halifax 29/01/2001
    User doesn't recommend the product

    Advantages Advantages I see no advantages of using the Halifax

    Disadvantages Disadvantages The information WE recieved from them was incorrect and misleading

    The Halifax have recently spent vasts amounts of money on there new advertising campaign. This is where my opinions on the bank start. In 1990, my wife and i took out a mortgage with the Halifax for £30k. It bought us a nice 2 bedroom terraced house which was ideal for a first time buyer. The area was, at the time, very respectible. Unfortunately, soon after the prices of houses fell, the area went to the dogs! Various types of unwanted fellows moved into the neighbouhood and the area got very rough indeed. We, after 5 years, went to the Halifax and asked them for help in getting out! Our ... more

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