What a buzz I get when I recieve nice comments about my op's
What a buzz I get when I recieve nice comments about my op's
Member since:29.01.2001
Reviews:31
Members who trust:2
The Halifax have recently spent vasts amounts of money on there new advertising campaign. This is where my opinions on the bank start. In 1990, my wife and i took out a mortgage with the Halifax for £30k. It bought us a nice 2 bedroom terraced house which was ideal for a first time buyer. The area was, at the time, very respectible. Unfortunately, soon after the prices of houses fell, the area went to the dogs! Various types of unwanted fellows moved into the neighbouhood and the area got very rough indeed. We, after 5 years, went to the Halifax and asked them for help in getting out! Our financial situation had changed for the worse and the only solution they could come up with was to sell up and pay off the mortgage! This was not to be the case. We waited 3 years before we had our fisrt interested buyer!! They declined. More help was sort from the Halifax, who this time told us to "Voluntary vacate" the property by giving them the keys back!!!! This at the time was our only escape from the suffering caused by the neighbours etc. So, we did. we handed the keys back and they sold the house to the highest bidder. It sold for £15k (yes £15k) leaving us with a debt of £15k!! We asked the Halifax "what will we do" and they said "PAY UP OR ELSE!!" We are now paying £380 per month for rented accomodation (obviously we cannot get another mortgage) and the Halifax are demaning £90 per month for the next 8 or so years until the debt is paid! I say Stuff the advertising, Stuff the rubbish that "we are here to help" stuff the "we will help you make the right moves!" Finally, thankyou Halifax for helping us to ruin the rest of our house buying lives!
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: Make you feel better about the way you do your own job. Disadvantages: Difficult to contact, inept when you finally manage it, unable to answer straight questions. Underhand
cwestern 15.04.2006 (15.04.2006)
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Ciao members have rated this review on average: helpful
Review of Halifax Mortgages
Advantages: very friendly helpful staff, can offer services to the likes of me (!) whereas otherlenders wrote me off as a liability Disadvantages: none really
judithritchie 28.04.2001 ·
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Ciao members have rated this review on average: very helpful
Review of Halifax Mortgages
Advantages: That you get all the benefits as well as still earning 6% interest Disadvantages: The monthly fee, though not extortionate compared to similar accounts elsewhere.
PINKLADYRLE 08.08.2007 ·
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Ciao members have rated this review on average: somewhat helpful
Review of Halifax Accounts
Jan 29th, 2001
very helpful by (80%):
somewhat helpful by (20%):
