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I have been using Halifax-Online banking for a few months now with what is relative ease.
In terms of setting up online banking the process is fairly simple and painless. Be aware though that you must have registered for 24-hour telephone banking with Halifax before you can go ahead ... Read review
Advantages: Quick, flexible banking options Disadvantages: PC and IE only
...for 24-hour telephone banking with Halifax before you can go ahead and use Halifax-Online. Which is puzzling in many ways as 24-hour banking is normally standard with most banks and is not normally something you need to register for. However it does not take long, and customer services seems to be fairly good.
Key in your sort code and account number along with the specific digits requested from your telephone banking security number ... ...various other services online with Halifax too along with a WebSaver account which I have just recently setup.
The idea is simple, with WebSaver you can setup various savings accounts with various options available to you in terms of the length of time you cannot use the money and various rates of interest.
Each time you setup a new saver account you give it a personal name. i.e. Holiday Savings. Then you select the ... more
I wish I had a milllion to send in one click!…will get there eventually though (honest!)
I have been eager to use Online Banking for sometime now, and my bank seemed to be one the the last in line for it, however the wait is now over.
I have been using Halifax-Online banking for a few months now with what is relative ease.
In terms of setting up online banking the process is fairly simple and painless. Be aware though that you must have registered for 24-hour telephone banking with Halifax before you can go ahead and use Halifax-Online. Which is puzzling in many ways as 24-hour banking is normally standard with most banks and is not normally something you need to register for. However it does not take long, and customer services seems to be fairly good.
Key in your sort code and account number along with the specific digits requested from your telephone banking security number and continue to another page. On here are all the other main details required along with a full set of security questions which you will randomly be asked on login (Mothers First Name, Where you where born etc.).
The registration process really will not take long assuming you have all the relevant information at hand.
Once registered and your Online account is up and running everything you need pretty much is there.
You get a detailed statement covering all transactions in and out of your account. The facility to view accounts which you have setup to transfer money to. Direct debits on your account along with standing orders.
All of which can be deleted in seconds, or altered i.e. Date Change for a standing order.
Transferring money between accounts is also made fairly easy. Select the account from your list and key in the amount to transfer, confirm and it is done imediately.
You can apply for various other services online with Halifax too along with a WebSaver account which I have just recently setup.
The idea is simple, with WebSaver you can setup various savings accounts with various options available to you in terms of the length of time you cannot use the money and various rates of interest.
Each time you setup a new saver account you give it a personal name. i.e. Holiday Savings. Then you select the terms you would like on the account. Depending on the options you choose the amount of time before you can use any of the money in your savings account will vary for anything upto a whole year. Obviously the longer you agree to leave the money in there the higher the interest rate.
Money can be transferred in and out of the account with ease, and if requested you can have a cash card issued for the savings account.
Overall for those everyday banking things you end up sat on the phone discussing with a customer advisor can be done online quickly and efficiently with Halifax.
I have not yet come across any real downsides with Halifax-Online, but there again I have not used any other online services from their competitors so I am not sure what they have to offer.
Halifax-Online offer you all the basic everyday banking services you need with the added advantage of being able to do it anytime of the day and with the click of a button (well a few clicks!).
Halifax-Online is only compatible with Internet Explorer and PC only which is a downside. I have tried it on IE on the Macintosh and it goes nowhere, just redirects you to error pages.
In terms of security well like a lot of things you have to put your trust in the company and rely on them to make sure that their security is as high as possible.
There are a number of security questions which you will have to use, and a different security question is asked when you login along with your username and password.
All your transactions are secured with SSL so in theory there is no real possibility of anything happenind. Although one thing to note is a commong thing for people to do is leave the web browser open and go away from their machine, or to not log out correctly and a few click of the back button and your account is there for all to see. I think in a lot of cases particularly with personal finance it is a good idea to not only think about what the company your dealing with is doing in terms of security, but to make sure your personally taking the correct measures to maintain the security and confidentiality of your information.
One small re-assuring fact is the short statement on their website regarding online fraud which reads as follows:
'If a Halifax Online customer is a victim of fraud we guarantee that they won't lose any money on their Halifax account and will always be reimbursed in full.'
This may put a few minds at rest.
Oh and they even offer free anti-virus software fo you too.
Right I am going to go concentrate on making that million to send! ;o)
Advantages: Excellent rates. Good level of access. Easy to use. Disadvantages: Forms to fill in.
...you my opinion of the Halifax Websaver.
What is it?
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The Halifax websaver is an online based savings account from (funnily enough) the Halifax.
What are it's features?
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The websaver has many interesting features. Firstly you can give yourself different "pots" which you can name individually. This is basically like having several different accounts, but named which makes it more personal. How about "Bills Bread ... ...amounts of years and the Halifax offers 3 month, 6 month, 1 year, 2 year, 3 year, 4 year and 5 year bonds. The rates for the bonds are quite good too (See rates)
Lastly transfering money is very easy and you an also set up standing orders online. If you are transfering between two halifax accounts it is even easier and is done almost instantly.
How fast is it?
~~~~~~~~~~~~~~~
Transactions always seem to be completed very quickly, especially if ...
hammodt 17.04.2002
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Ciao members have rated this review on average: very helpful Review of Halifax Online Banking
Advantages: ease of use, high interest rates, Disadvantages: nope
I joined Halifax Online last year and have had no problems with it. I am able to access my current account details 24 hours a day and every time I have tried to access the service it has been successful - I have never known the service to be down.
In order to register for the service you need to have a Halifax Current account and to have registered for their telephone banking service. This may seem strange, but what they do for extra security is ... ...not even the operators at Halifax Direct know all your details so the system is really secure.
Anyway, back to Halifax Online - you can view an up-to-date statement, and I mean UP TO DATE - if you go to a cash machine and take out some money it appears immediately on your transaction list. You can view and delete your direct debits, set up bill payments, pay bills, transfer money between accounts - basically pretty much everything you can do on ...
mikewatson 15.01.2001
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Ciao members have rated this review on average: very helpful Review of Halifax Online Banking
Advantages: Free,Safe,Secure and Easy site + free antivirus software Disadvantages: up to 14 days waiting for activation
...is why I suggest the Halifax Web Saver Account.
Web Saver as it suggests is a bank account that run’s from the Internet. Later in this opinion I will review all of the safety features provided for you. Firstly though I would like to explain the easy use of registration.
- Registration -
By visiting http://www.halifax-online.co.uk you can simply register for free, and you must provide the essential details. Such as, Address, Telephone etc. Now ... ...Variety of Options. Also the Halifax Online Service does not require 10-pound deposits etc. to open your account, so relatively speaking, it’s free!
Setting up Websaver –
From the displayed list you can see the option Websaver. Upon selecting it the Websaver screen is displayed. Now if you are all ready set up with Websaver a list of all of your sub-accounts will be displayed. If not, the list will be blank. This means that you have not got 1 or ...
fairypancakes 05.02.2001
· Read full review
Ciao members have rated this review on average: very helpful Review of Halifax Online Banking
Advantages: Manage all your financial transactions online Disadvantages: can't deposit!
...been a customer of the Halifax Bank for over 30 years now. When they first introduced on line banking I immediately signed up to this and what a boon it has been! Signing up is an easy process and you are required to choose a user name and password and to provide answers to several security questions.
Once you have received your logging in details from the Halifax signing in is simple. You just have to log in with your user name, password and the ... ...making bill payments, transferring between Halifax accounts, requesting overdrafts, changes to overdrafts etc.
It is also possible to open web saver accounts easily online. I have opened several for different reasons. One is for a holiiday fund, one is for short term savings and one for longer term savings.
The Halifax have a faster payments service now so it is possible to transfer money within the space of a couple of hours. You are also given ...
Krazikas 30.12.2008
· Read full review
Ciao members have rated this review on average: very helpful Review of Halifax Online Banking
...I decided to give the Halifax Telephone Banking Service a try (the number of which was on my bank card).
Well, what a great choice it turned out to be! Give ‘em a bell, do the usual security checks (one of which requests a six digit PIN number) and hey presto – you’re in!
Using your telephone keypad and the automated menu system, you can access whatever personal account information need – all at the push of a button. Also, should you need further ... ...of staff.
Jobs a good ‘un!
Anyway, after a few months (when I’d finally got around to getting online at home) I decided to check out the range of online services available at www.halifax.co.uk. Well, what can I say? Very impressed!
Although the site can be a little slow at times (Macromedia Flash 3.0 is recommended for optimum viewing), the site is very easy to navigate and it also contains each of the services that are available over the phone ...
Rodarama 09.09.2000
· Read full review
Ciao members have rated this review on average: very helpful Review of Halifax Online Banking
Efficiency of service
Competitiveness of char...
Online - Content/organi...
Online - Reliability/sp...
Online - Ease of applyi...
Online - Investment tra...
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