So it’s time for your Ciao payment but you need somewhere to have the payments made. Now of course many people already have bank accounts, but it’s a really good idea to open a separate account just for your Ciao payments. The main reason for this is ease of use. You won’t have to muddle up different bank transfers, worry about missing money and giving away your main bank details. Therefore a separate bank account would be ideal.

By visiting http://www.halifax-online.co.uk you can simply register for free, and you must provide the essential details. Such as, Address, Telephone etc. Now these details are all sent by a secure connection, so you can be sure that intruders cannot read your information. (I will explain this in the security section). Now within a few seconds your account is nearly finished. The next step will be to provide your own choice of username. I suggest that use your full name, as it does not need to be anything fancy and flash and you’ll find it much easier to remember. Them you are asked to choose a password. Please note that this has to include numbers and letters, so think of a word, spell it wrong and add 4 random number son the end. This is the best advice that experts give for choosing passwords. Now there are 4 extra security questions that you must answer. These are such things as, “what is your place of birth” and “what is your mother’s maiden name”. You must remember to answer these truthfully and spell them correctly, otherwise you may cause trouble when attempting to log on. Then you can enter your email address and all your account information is sent to you. You can now log into the website from the main welcome page using your username and password. Additionally you are asked to answer randomly one of the four security questions you answered. Now you are logged into the site and you can select from a Variety of Options. Also the Halifax Online Service does not require 10-pound deposits etc. to open your account, so relatively speaking, it’s free!

From the displayed list you can see the option Websaver. Upon selecting it the Websaver screen is displayed. Now if you are all ready set up with Websaver a list of all of your sub-accounts will be displayed. If not, the list will be blank. This means that you have not got 1 or more websaver options and need to select the “Create New WebSaver Option” button. The screen will then fill with information on how to set up your account. Now depending on a few factors, your age, and if you already own a Halifax Account in any form, you will have to enter different information. For instance, if you already have an account with the Halifax then, you can enter your account’s number and all your information will be processed and your identity confirmed. Now if you don’t already own a Halifax Account then you must select an option to request a form from Halifax to be sent to your home address. This allows you to enter your Passport Details or some legal document of similar status, and attach a photo of yourself. This is to identity you in case of any fraud. I did not have to go through this stage as I already own an Account with The Halifax, so I cannot provide you with any info on how the process is efficient or not, if the case may so be.

There are many easy methods to deposit money into your account, as well as withdraw money. One of the best methods, is the entire reason for my suggesting this service. And that is by means of bank transfers, which include Ciao. This is done by fetching your Web Saver’s specific account details. You can do this by opening up the option and, then the summary page displays this for you. Then simply enter the corresponding account number into Ciao, and if the transfer successful, a nice some of money shall appear in your account.

Halifax Online from my impressions, is a very safe and secure site. It all runs via an Encrypted server, which means that all of your information, is scrambled up before being sent to The Halifax. This dramatically decreases the risk of hackers and intruders from fraudulent use of your account. The Halifax Group also states that one of their prime concerns is their user’s safety on the Internet. So they offer free downloads of Trend Micro PC-Cillin Antivirus 2000. This is a top of the range product with 30 to 40 pounds so it really does give a good reason to go with The Halifax, even if you just want the software.

Personally I am really pleased with Halifax-Online WebSaver, and I feel very safe after Halifax’s efforts at proving their user’s with top class security. It’s a very fast and efficient way to save your payments from Ciao! , and keep them in a safe place separate from any of your other accounts.