Advantages clear policy
Disadvantages increased costs
Although Halifax has been in existence for many years, specialising in Mortgages, like other banks they have never excelled in Pensions.Now that Halifax and the remains of Equitable Life have joined forces, is this a policy to consider?
Equitable Life has brought a captive market of new customers, severly let down by the previous management and also allows the new BoS customers to be catered for.This increase in customer base should result in lower charges in the longterm as well as longterm growth from the Halifax own investment experience.
Only time will tell, but the majority of former Equitable Life policy holders are optimistic with the future of policies provided by Halifax.
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