Advantages: Peace of mind Disadvantages: none so far
the best thing to do was have him castrated at the vets.
After spending money on his injections when he was younger and worming tablets and his regular check ups at the vets, she decided to buy petinsurance.
I have a car policy with Endsleigh and have been happy with them for a few years so we checked out the petinsurance with them.
It?s a costly thing to have a dog as vet fees are not cheap. The castration of a dog costs £180 at our local vets, add this to the worming tablets, regular check ups of weight and health when they are growing up and their injections and your looking at more than £ 400.
This is without including any ailments that they might have in their life to come.
We bought a policy from Endsleigh for £112.09 a year.
You may think this sounds a lot but it is broken down into monthly payments which can be paid by ...
Advantages: lifelong policy, cheap, easy set up online Disadvantages: £50 excess per condition
Bought my West Highland Terrier slightly more than 1 year ago. My vet suggested I take out a lifelong policy for her.
What are lifelong policies?
basically if you take out a lifelong policy then if your pet develops a condition e.g arthritis, your insurance company will continue to pay for that condition as long as you continue your policy with them. If you switch to a different company the new insurers could decide not to pay for that condition. Of course you can switch to a different company anytime but it is better to stick to one.
Anyway when i first took out a policy, it was with norwich union. They were the cheapest at the time...£15 a month. When it came time to renew the policy, the price increased to £16 a month. Yikes! I decided to shop around and found halifax which also did a lifelong policy.
Advantages:
Halifax ...
Advantages: None Disadvantages: Will not pay for water damage full stop!
On returning from our family holiday we were greeted by a neighbour that was looking after our home. She informed us that there were extreme weather conditions and we had suffered a leak to our bay window flat roof. Our neighbour to her credit had minimised much surrounding damage as she could. Nevertheless the laminate flooring was damage and the ceiling had sagged considerably as a result of the rainwater. We are insured via St Andrews Insurance PLC who is actually also Halifax. They sent someone to assess the extend of damage and on concluding this arranged to send someone to take samples of the Artex on the ceiling as some ceiling textures used asbestos. When the results came back they were found to be positive. There was a period of silence for about a week or more and when I contacted them to find out how the claim was progressing ...
