Herald Investment Management Limited

Advantages: ISA, Ease of use, multiple funds under one umbrella.
Disadvantages: Time delay in receiving redemption payouts.

...INTRODUCTION: Fidelity Investments is one of the worlds largest privately owned asset management organisations. It opened its research office in London in 1973 and six years later offered funds to UK investors. It is now a leading provider of ISA's and also one of the leading fund managing houses. It also hosts a fund supermarket under the name of Fidelity FundsNetwork. My experience: I have found investing through fidelity useful in many ways. The most important being that I can put my finger in several different pies in the four corners of the investment world, and all from the comfort of my drawing room. ISA: If you are a UK tax payer you would definitely be welcome to the fact that you can invest some money that you squirrel away, without the worry that the taxman can eat a chunk of your profit/ gains. Here... Read review

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Advantages: They invest and look after your money for you
Disadvantages: The value of shares can go down as well as up

...Sun Life Assurance Society was established in 1810 and Equity and Law in 1844. You probably wonder what on earth that has got to do with AXA Investment Managers? Well, these well established and well known UK companies were the beginnings of a company which now has £45 billion under management in this country. Life assurance and insurance companies have been investing in the stock market and in property for many years and to do that they either employed their own fund managers or outsourced this responsibility to outside fund managers. When they employed their own fund managers it didn't always prove very cost effective. It would be difficult to attract and keep expert fund managers when fund sizes were small and when more attractive job opportunities existed in the City. So what to do? Either the insurance companies outsourced... Read review

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Advantages: Winning a varied amount of money
Disadvantages: You need to invest a lot of money to guarantee consistent wins

...Although I'm not a very lucky person when it comes to these things I thought I'd write about it and let those of you out there that are unaware of what these are give you a little insight into them and my opinion on the matter. Premium bonds are another form of tax free investment that anyone aged 16 or above can invest in with a chance of scooping one of two million pound prizes as well as numerous others every month. Currently an investor can purchase anything from a £100 block to the maximum holding of £30,000. I must make everyone aware now that anyone lucky enough to have the maximum holding is almost certainly going to receive at least one prize every month. The prizes are as follows and are normally drawn within the first day or two of the month by ERNIE (Electronic Random Number Indicator Equipment)... ~Prizes~ Higher... Read review

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