Holmesdale Building Society Mortgages

Advantages: Very efficient and helpful
Disadvantages: No branches in London

...The Newcastle Building Society is great for mortgages. We have never had any problems with them and the service when I have phoned up with queries is very good. We have had our mortgage with the Newcastle Building Society for about 5 years (taken out via a broker) and have re-mortgaged with them twice since the mortgage was originally taken out. We live in London and there aren't any branches of the Newcastle Building Society here but this hasn't been a problem since the call centre is so good. The mortgage rates from the Newcastle Building Society are very competitive. When we took the original mortgage deal out everything was dealt with very efficiently and the paperwork was done quickly. Since then when we have re-mortgaged, again all paperwork was done very quickly and efficiently. I would definitely recommend... Read review

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Advantages: Good personal service and good rates
Disadvantages: No branch in my hometown of Walsall

...About four years ago I received the annual statement from Sun Life Assurance regarding my mortgage endowment and, being an accountant, I did a few calculations to see roughly what the final figure would be at the end of the term. I was horrified by what appeared to be quite a shortfall in endowment to mortgage outstanding! Since the returns from the policy were not going to be enough to pay off the mortgage at the end of the term I had a choice to either take out a further policy or change my mortgage. I decided to change my mortgage from an endowment mortgage to a repayment mortgage. I shopped around and found that the best deal would be with the Britannia Building Society, as they would give me a discounted interest rate whilst I remained a member of my trade union, Unison. I have also continued paying my policy with Sun Life... Read review

Ciao members have rated this review on average helpful

Advantages: Helpful lender, penalty free, flexible
Disadvantages: Not web-based, limited opening hours

...When we took out a mortgage a few years ago, we knew nothing about it before we started. In order to get the best deal, I researched all the options very thoroughly. In the end we opted for a flexible life-time discount from the Scarborough. Of course it is up to the individual borrower what type of mortgage they wish to take out, but having decided we wanted a flexible discount, we opted for the Scarborough for the following reasons: It is not a "bells and whistles" mortgage, no cashback etc, instead they offered a good product at a good rate. They were very patient when we phoned up and helped us through it They are a building society and have the ethics and customer care of a building society Most importantly, there are no penalties or tie-ins attached to the mortgage, so we're free to change our minds at any time. (in... Read review

Ciao members have rated this review on average helpful