Insurance > Home Insurance

Advantages: None
Disadvantages: Many

Have Mastercare cover for my Fridge freezer which has just decided to play up and it was making a racket.Isuspect it was an intrernal fan as this has happened before.Called to get a engineer to visit and was given a appointment a week hence.ABSOLOUTELY USELESS.I aclled the day after to tell them the problem was much worse and the noise was keeping us awake at night.STILL NO JOY.Appointment could not be earlier although i said it was an emergency ...
...seven days before engineer comes. Bought a new freezer instead but not from CURRY'S and as far as Mastercare goes - DON'T TOUCH IT. They need to sort out there response times as they are nothing less than useless at the moment so DON'T WASTE YOUR MONEY. ... Read review

Advantages: appears to be reasonably priced
Disadvantages: no annual service of boiler

...boiler. In my case British Gas had to be reminded to come for the annual service and the engineer took 10 minutes most of which time was taken up in filling in bits of paper to prove that he had attended. The casing was not removed and no checks were made inside the boiler. Virtually none of the manufacturer's requirements were carried out. I complained to customer services that the service had not been carried out properly and a second engineer ...
...need to be replaced (by British Gas) I wonder how many people who subscibe to Homecare realise that it does not protect the condition of the boiler and that the engineers do not infact carry out an annual service at all? British gas have sent me a bill which I am refusing to pay on the grounds that they have broken their contract with me. I am still waiting for a reply to my written complaint ... Read review

Advantages: None
Disadvantages: Unhelpful customer 'service' staff

A couple of weeks ago i stood on the toilet pan to reach for something, the pan tipped over leaving the pipes in place but me and the pan on the floor! The water went through to the celing below causing it to crack on the plasterboard joints. I called the insurance who said they would ring me back...no...when I rang back they said they would ring me the next day. They arranged for an assessor to come out 2 days later but i asked were they aware ...
...came out, looked at the toilet pan and told me as the actual pan wasn't smashed they would not touch it , not even to reconnect it to the cistern or waste pipes. When he looked at the ceiling underneath he took measurements and went away saying I would get a call later that day. 24 hours later, I rang them... to be told my claim had been denied! 1) the toilet had 'nothing wrong with it' 2) the ceiling had been repaired in the past so it was a ... Read review

Advantages: Reasonably priced premiums
Disadvantages: Long time to settle claim

...smooth so here goes!! Royal & Sun Alliance are a well known insurance provider, they are probably best known for their home and car insurance but if anything is 'insurable' I'm told they insure it. My husband and I bought our house in October 2001 and whilst applying for our mortgage we decided to take out our buildings and contents insurance with HSBC so that we had payments going to one company rather than several. We were told that Royal & Sun ...
...was now torn. I telephoned Royal & Sun Alliance to inform them of this and ask about replacement curtains. They said that another inspector would come out to look at the carpet and someone would phone me about replacing the curtains. A week later a company telephoned me and asked what colour my settee was, I told them that the curtains needed replacing and not the settee. They didn't know why they'd been given my details as they only recovered three ... Read review

Advantages: Online banking is okay
Disadvantages: Pushy sales staff, poor rates, unethical.

Lloyds TSB are becoming increasingly irritating with their in-branch pushy sales tactics. What used to be a five minute visit to the bank has now become 40 minutes as they try and sell you a mortgage, credit card, loan, insurance or an up grade to your account. If I do need to go into a Lloyds TSB branch, I mentally prepare myself before entering so that I am ready to speak assertively when the cashier asks ''There is something flashing up on your ...
...to someone about this? It could be important.'' Don't be fooled. This means they want to take you into a room to try and sell you products and you will feel very awkward about coming out of the room, 40 minutes later, without agreeing to insurance/ credit card/ mortgage. I was also getting a phone call every day at home until I asked to come off their marketing list . I find the sales tactics that they use most unprofessional and they have resulted ... Read review