Insurance > Home Insurance

Advantages: Uses your post code to determine cover
Disadvantages: The calculation for insuring cover

I joined Countrywide Assured Insurance Services back in July 1999. At the time I was a first time buyer and was looking for a competitive home contents rate to cover me for the first year. I had never heard of countrywide Assured but chose them because I had arranged my mortgage through one of their independent mortgage representatives and wanted something less complicated while I sorted myself out. Their home contents insurance is arranged by Guardian ...
...order to get cover from Countrywide Assured you have to qualify all 6 requirements. These are: You require contents cover only for your home Your postcode area is where minimum security is required The home is self-contained The home is not lent, or sublet by you The home is your permanent place Only one home can be insured Being a first time buyer I obviously qualified. They worked out how much to insure my property by the number of bedrooms ... Read review

Advantages: Essential for peace of mind
Disadvantages: Thre are none

...I came across Nat West Home insurance. To my surprise they halved my home and contents insurance giving all the criteria that I had with my previous insurer. By the way I don't work for Nat West. The details were filled out online no problem at all, and the details were fired to me in the post the next day. If your renewal is coming up give it a shoot, It's good to save a few quid ... Read review

Advantages: Efficient settlement of invoices
Disadvantages: Overall Quality of service depends heavily on others e.g. brokers

...My first contact with the Zurich Insurance Company was therefore in a situation where I had a need to claim. When water is gushing into the basement of your house from an unknown source somewhere inaccessible under concrete, suddenly even the small print of your policy is of interest. As the problem was occurring in the water supply between the meter and the main stop cock in the house, would it be covered? I did not find the policy easy to interpret. ...
...repair work directly to the Zurich Insurance Company. I was a little disappointed that I did not receive any acknowledgement of receipt of the estimate, or of the information I had supplied in a covering letter. On enquiring through the call centre after 2 weeks, I was informed that the insurers were “waiting for the invoices” but I had not previously been updated on the progress of my claim. When I sent the invoices, action was immediate and efficient ... Read review

Advantages: competitive premiums, can pay monthly (at no extra charge), will pay you upto £25 towards cancellation charges from old insurer
Disadvantages: none to date...merger with Norwich Union may charge extra for paying monthly

...have!!) these are my results; CGU saved me £109.37!! I used to pay £300 and shopping around got me this highly competitive quote from CGU and now I pay only £191!! I have been with CGU before, so I know I can rely on them in the event of a claim. Getting the quote was simple, I used the freephone (0800) telephone number so it didn’t cost me anything to get the quote. I requested them to send me the quote so I could study it. After being satisfied ...
...pay monthly, not annually (as CGU don’t charge you more for paying extra, as some insurance companies do) About this time in November just to the build up to Christmas I was burgled! No forms to fill, just a simple telephone call. The claim was settled easily, items replaced (electrical, audio, camera etc), non-replaceable items were paid for, and damage repaired. OTHER TIPS IN EVENT OF A CLAIM: Try and keep your receipts for expensive items ... Read review

Advantages: Company well known to me
Disadvantages: I have yet to make a claim

...their name to Aviva? Legal & General GBP 128.26 for GBP 25,000 cover GBP 103.69 for GBP 15,000 cover I plumped for Legal & General for GBP 15,000 cover. LEGAL AND GENERAL I first came across Legal & General when they sponsored the ITV weather a few years ago. Then I was into Sian Lloyd, the gorgeous weather girl. The logo of the multi-coloured umbrella was eye-catching. About 2 or 3 years ago I was looking for a company from which I could buy ...
...took out GBP 50,000 family legal protection. One thing that I did not like was that the customer services telephone number was a 0870 number. Basically I put all the documents in a wallet folder. ACCOUNTING SCAMS About 12 years ago my father took me to meet his accountant. I wanted to form a limited company so that I could be a freelance analyst programmer. Fortunately the plans fell awry. The accountant and my father began discussing other ... Read review