ING Direct Accounts

Advantages: Simple setup, easy to navigate around, excellent telephone customer service centre.
Disadvantages: DD setups, 3-5day money movement, no current account!

...am), so off to the ING Direct website I went. ....ING history?: Previous opinions have mentioned the Dutch background behind the company; I took some time to read the background information on the website, although I won't bore you with the full bumpf (you can read that for yourself). In short, although ING Direct only launched in the UK in May 2003, they have large sites across Europe and the world, currently operating in 8 countries from the ...
...However, I could've rung the ING Direct customer Services helpline, or requested a postal application pack to fill in and return. I like instant results, so went with the online option! Initially, I started the setup and cancelled, as the first thing ING asked me for was details of my current account to set up a Direct Debit. Not wanting a regular savings amount, or to have to give details of my current account straight away, I panicked and cancelled. ... Read review

Advantages: Great rate; good internet banking site
Disadvantages: some limitations with money transfers

...gave in and opened an ING Direct Savings account. I am a terrible at saving money, preferring to live for today and worry about paying for tomorrow when it gets here. The only way I have managed to do it previously was to have a book based account where I had to go into the branch to withdraw money. This was safe as I worked during the week and the bank was only open till lunchtime on a Saturday meaning that I had to be really motivated if I wanted ...
...looking at the alternatives. ING Direct seemed to be offering one of the best interest rates around and was available on the Internet, which is great for me. I decided to try it out and see how I got on. ** Company Background ** ING Direct was launched in the UK in May 2003 and is part of the International Netherlands Group (ING). Based in Reading (Berkshire, UK), ING Direct is active in eight countries including Australia, America, Canada, France ... Read review

Advantages: see review
Disadvantages: see review

...The Company ************** ING direct was launched in the U.K in May 2003. Their parent company the international Netherlands group is one of the world's largest financial services organisations. ING direct is active in 8 countries and now has over 10 million customers. Unlike other banks, ING direct does not have any high street branches and this, it claims, is how it can offer such good rates of interest. This does not mean you will not be able ...
...move my money and that ING direct was the one for me, I visited their web site to open an account. Their web site at www.ingdirect.co.uk,is well laid out and really easy to navigate. The first thing that struck me about the site was how uncluttered it was. There is a navigation bar at the top of the page with various headings such as login, how to open an account, all about ING, all about the savings account and how to contact ING. I clicked onto ... Read review

Advantages: Interest Rate, no "instant access"
Disadvantages: Log-in procedure

...who's excellent review on the ING Savings Account reminded me that I've been meaning to write one on the same account myself, I'm pretty terrible at saving money - always have been, always will be. But when the time came to move from company car to one I owned, I decided that it was best to put some money to one side every month to cover the running costs of the car - you know, tax, insurance, servicing, tyres, exhaust, blown up engine... It doesn't ...
...were of no use. ING have been bombarding us with advertising pretty heavily for some time now, including often popping up in the sidebar of this very website. Their interest rate - certainly at the time of opening the account in July '04 - was the best available for an every day savings account, at 5%. As ING don't have a high street presence the only way to access your money is via the Internet or telephone banking which means that you're reliant ... Read review

Advantages: Easy to operate and secure
Disadvantages: Not currently competitive on rate

ING were not only one of the first but they were always one of the better online account providers. Dutch owned they have been trading in the UK for just over four years and about a year ago they reached the 1 million customer mark which is no mean feat in the very traditional and slow moving UK banking world especially given that they do not have a branch network and initially only really offered a straight forward internet based instant access ...
...number and memorable date. ING are regulated by the FSA and subscribe to the Banking Code of Practice which means they are part of the financial services compensation scheme. For more information check out their website at http://www.ingdirect.co.uk/ Thanks for reading and rating my review. ... Read review