Intelligent Finance

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I must say I was surprised to see so many critical reviews of Intelligent Finance here on Ciao. I felt I must redress the balance somewhat as I have had a completely different experience with them. Intelligent Finance are a division of Halifax plc. They are solely internet based which ... Read review

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Community Level 3volpina

volpina

Issue Free Finance

Advantagesmoney works harder than in a normal bank

Disadvantagescan be complicated to understand at first

"...so many critical reviews of Intelligent Finance here on Ciao. I felt I must redress the balance somewhat as I have had a completely different experience with them. Intelligent Finance are a division of Halifax plc. They are solely internet based which is ideal for a lazy bones like me. Having come across a link to their website I went to investigate... The website (www.if.com) itself is clearly laid out and easy to understand. There are fantastic ..." Read review
02.07.2002

Ciao members have rated this review on average: very helpful

Community Level 3Paula_23_uk

Paula_23_uk

Clever Money

AdvantagesLow interest rates and besides you don't lose anything just by looking!!

DisadvantagesObviously you are borrowing money which means debt but other than that - none really!!

"Unintelligent would be the name for you if you didn’t at least consider looking at this site if you were looking for a loan, a mortgage, a credit card or somewhere to invest your savings and open an account. I stumbled across this site when I was checking out interest rates for loans so I thought I would give it a go. www.if.com is the site I got to where the layout is very simple and easy on the eye to look at. With it’s soothing ..." Read review
07.05.2001

Ciao members have rated this review on average: very helpful

Community Level 5Miss_BooBo...

Miss_BooBookitty

When no one else will help you...

AdvantagesThey gave me a Swtich card?!

DisadvantagesBeen locked out their website too many times!

"Intelligent Finance the bank that did say Yes, unlike many others who did not…. There was me, 27 with a Halifax account and no one anywhere would let me have a Switch card. See, me like many others out there when I as a young lass made some silly mistakes with credit cards and store cards and loans…. Need I continue? So, after paying my dues and living like a good girl for a long time, I was shocked time after time to be turned down by everyone ..." Read review
01.01.2003

Ciao members have rated this review on average: very helpful

Community Level 2mattpepper

mattpepper

crafty,a bit of a con, certainly not Intelligent

Advantagesgood interest rates

Disadvantagesslow, inflexible, too many catches

"What attracted me to IF.com was the interest rates. They compare very well and came out on top when I did a search using www.moneysupermarket.com (another one of my comments). However my experiences from applying to this moment in time are far from good. Apart from taking almost 3 weeks to open my original plan (a savings account that doesnt even require a credit check)the contact between IF and myself was particuarlly poor. For security they have ..." Read review
15.10.2001

Ciao members have rated this review on average: very helpful

Community Level 1pjryan

pjryan

IF only they were all like this

AdvantagesGood Online Software , Excellent Interest Rates

DisadvantagesInconvenient for Cheques / Paying In

"...have been a memebr of Intelligent Finance (I.F.)for around a year now and having spent so much of my time complaining about other banks I thought I should write something nice. I.F. are an entirely online bank and while they did start out as a subsidiary of Halifax are now entirely their own division. I point this out because I initially thought I could use the Halifax branches as their High Street "presence". This is pretty much not the case so ..." Read review
04.01.2003

Ciao members have rated this review on average: very helpful

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