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1 Feb 15th, 2009  (Feb 17th, 2009)

3 Ciao members have rated this review on average: very helpful

Advantages:
only for cash buyers who can see the small print

Disadvantages:
Advertising, charges, lack of information

Recommendable No:

Detailed rating:

Range of products

Speed of delivery

Value for Money

brty66

brty66

About me:

Member since:15.02.2009

Reviews:1

JD Willims trades as many brands such as Simplybe, fashionworld, premierman and fiftyplus. There are many more but to many to mention. Due to the number of brands there is a lot of product range, mainly clothing but electricals and other house hold goods are sold.

Delivery times can be as little as 1 day or 3 weeks. There seems to be no medium on this, almost pot luck.

Regarding value for money , the item prices on the website or in the catalogue seem cheap esp. for clothing but and its a big but, only if you are paying in full at the point of ordering.

The cost of a credit account
If you use their credit account the costs rocket.
For example a pair of trousers cost £7 and the cost is placed on your credit account. Within 1 month the true cost would be £7 plus 39% APR.
Not all catalogues do this, for example littlewoods offer 0% apr and no credit charge for 20 weekly payments.

Advertising
All the advertising from adverts in magazines to TV have some sort of offer to new customers, normally "10% off your first order". This is classed as an incentive under credit advertsing regulations. As items on sale are available on credit they must display the typical %APR(the cost of credit). None of their advertising does this.
Also if you are a new customer replying to a magazine advert that requires your name and address to be completed in the small reply cut out please remember that is an application for credit and not a request for a catalogue. Filling out that small form will mean you are agreeing to a credit check and the opening of a credit account with a limit. Don't be fooled. It sometimes states "order form" or "send for the collection now". Your account will be reported to the credit reference agencies for 6 years if you do.

 

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Comments about this review »

redeyes22 16.02.2009 00:22

great review aggy xxx



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