JD Willims trades as many brands such as Simplybe, fashionworld, premierman and fiftyplus. There are many more but to many to mention. Due to the number of brands there is a lot of product range, mainly clothing but electricals and other house hold goods are sold.
Delivery times can be as little as 1 day or 3 weeks. There seems to be no medium on this, almost pot luck.
Regarding value for money , the item prices on the website or in the catalogue seem cheap esp. for clothing but and its a big but, only if you are paying in full at the point of ordering.
The cost of a credit account If you use their credit account the costs rocket. For example a pair of trousers cost £7 and the cost is placed on your credit account. Within 1 month the true cost would be £7 plus 39% APR. Not all catalogues do this, for example littlewoods offer 0% apr and no credit charge for 20 weekly payments.
Advertising All the advertising from adverts in magazines to TV have some sort of offer to new customers, normally "10% off your first order". This is classed as an incentive under credit advertsing regulations. As items on sale are available on credit they must display the typical %APR(the cost of credit). None of their advertising does this. Also if you are a new customer replying to a magazine advert that requires your name and address to be completed in the small reply cut out please remember that is an application for credit and not a request for a catalogue. Filling out that small form will mean you are agreeing to a credit check and the opening of a credit account with a limit. Don't be fooled. It sometimes states "order form" or "send for the collection now". Your account will be reported to the credit reference agencies for 6 years if you do.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: variety of brands in plus sizes, wide fit shoes, good selection of underwear, 28 days to return Disadvantages: a lot of polyester dross to wade through, really bad payment/account system
Advantages: have a good chat with an advisor who wants to skive Disadvantages: lots ie wrong parcel, 2 of the same parcel, orderbuild items can be in the catalogue for less