I have had an account card with John Lewis for a few years now. Whilst I have long since cut up any other store cards I had, the John Lewis one gets continual use. In fact at this time of year it gets a hammering. The reason for getting one in the first place was that JL didn't accept credit or debit cards at their stores. This has now changed for Waitrose but I still use my JL card there anyway. The economics bit: The JL Option account charges 1.02% per month (13% APR) to current users, although if you take out a new one the rate for the first 6 months is 0.51%/month. You recieve a statement ...
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