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I have had an account card with John Lewis for a few years now. Whilst I have long since cut up any other store cards I had, the John Lewis one gets continual use. In fact at this time of year it... more

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for John Lewis Group
  • 13 of 13 Ciao users found the following review helpful
    Picture of robsmum

    robsmum

    User recommends the product

    Advantages Advantages lowish interest rate, manage account online

    Disadvantages Disadvantages can only be used within john lewis group

    I have had an account card with John Lewis for a few years now. Whilst I have long since cut up any other store cards I had, the John Lewis one gets continual use. In fact at this time of year it gets a hammering. The reason for getting one in the first place was that JL didn't accept credit or debit cards at their stores. This has now changed for Waitrose but I still use my JL card there anyway. The economics bit: The JL Option account charges 1.02% per month (13% APR) to current users, although if you take out a new one the rate for the first 6 months is 0.51%/month. You recieve a statement ... more