I am back - Reading - Rating and reviewing very soon
I am back - Reading - Rating and reviewing very soon
Member since:01.05.2005
Reviews:49
Members who trust:106
The time had come again for me to renew my car insuarnce, Has it really been 12mths since I last done the insurance. I decided to get the good old yellow pages out and phone several insurers when I cam across the number for Kwik-Fit Insurance.
I telephoned them using there freephone number 0800 027 2796, After listening to nice music I was told by a voice that all there consultants where busy and If I wanted I could use there call back service, I decided to use this, So I pressed 5 on my telephone and was then asked to leave a number and my name where I wanted to be called back. Within a few mins they called back (fantastic) The person I spoke to Nick beagan taking me through the quotation.
Quote: There where about 25-30 questions in total, However this only taken about 7/9 mins to complete. Most questions did relate to your car insuarance, However there are a few questions that I felt why did I need to answer:
1, Do you smoke? I asked why they need to know, Reply: One insurer on our panel do not insure smokers. I was told this was
NIG
2, Are you a homeowner? Why I asked? Reply: Most of the panel of insurers give a discount if your a homeowner.
3, Do you have a credit card? Why I asked? Reply: as above
The panel, who they use: I was told that they search many insurers, Including Norwich union, Axa, RSA, Provident, Zurich, Zenith, Legal and General and More
Price: I was offered a price of £353.58 with an accidental excess of £250.00, I asked for a lower excess and to lower the excess by £100.00 it only taken the quote to £369.15. So well worth asking the consultant to check the excess and see what the best deal is for you.
Conditions: When I was interested in the quote the consultant went through the conditions with me, These included confirming that I was the registered owner and Keeper and the car has not been modified in any way.
Benefits:
Fully comp:
1,Guareenteed Courtsey Car from approved repairer in the event of any accident fault or non fault 2, Glass cover £50.00 excess auth repairer (auto glass) this includes the sunroof: 0800 36 36 36 3, 60 days free foreign travel included in policy. 4, Unlimited stereo cover if standard if not standard then £500.00 5, £75k ov legal cover through IGI (albany) cost £30.00 6, 24hr maned claims line. 7, 5days car hire if car is stolen to the value of £100.00 8, 10% discount of all kwik-fit garges. 9, £20.00 everytime you recommend a customer
Paying:
In full on a Credit/debit card no charge, Cheque, Postal order, Bankers cheque, Or cash in person at there offices just outside Glasgow
Installments: Incur a interest rate of 16% flat rate, You pay a 15% deposit on the day then either monthly or quarterly off your debit/credit card or by Direct debit
Additional Benefits available:
24hr breakdown recovery service provide through EA (Europe Assistance) Prices on this product vacry from £30.00 approx to £89.99. There are two different levels of cover offered
Full Breakdown: Cover Homestart, Roadside recovery and including European travel. This package alone is fantastic.
Limited Breakdown: Covers you from atleast 1 mile away from your home, Roadside assistance. This option does not cover you for recovery to your address or destination. They will take you to a local garage.
Keep Motoring: This is a replacement car in the event that your car is written off due to fire or accident. People may say but you get a courtsey car, Yes you do but only until your car is written on to which without this product you would be left without a car. This is well worth having. provide through Enterprise rentacar.
Payment protection: Covers all your monthly installments in the event of you being off work due to sickness, injury or being made redundant. there must be a 30 day gap for above except where you are made redundant it is 60 days. Costs £2.99 per month, Provided through Norwich union
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May 1st, 2005
(May 4th, 2005)
exceptional by (5%):
very helpful by (89%):
helpful by (7%):
