I have just taken out a combined life and critical illness policy to support my mortgage and am very pleased to say I am paying a very reasonable monthly premium and receiving excellent comprehensive cover from what I personally feel is one of the best products on the market. I have the confidence that if myself or my partner is unfortunate enough to be suffer a critical illness or god forbid the worse happens, a non decreasing tax free lump sum will be paid out. I have been impressed with the after sales service provided by the company and feel that the premium I pay very good value for the level of cover I have been given. Researching similar products available this policy is one of the most thorough and well priced around.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: fast quotes - helpful staff - easy to read paperwork Disadvantages: hidden costs and loadings to premiums - time to process - poor knowledge of medical underwriting
Aug 8th, 2007
somewhat helpful by (100%):
