I had home & contents and life insurance product with LV. When it was due renewal they send me a quotation with 15% increase in policy for my home insurance. When I enquired about this, they informed home insurance prices are going up hence no way to give a better quote. Now I got the same ... Read review
Advantages: First time quotes are competitive Disadvantages: Renewal quotes are costly
I had home & contents and life insurance product with LV. When it was due renewal they send me a quotation with 15% increase in policy for my home insurance. When I enquired about this, they informed home insurance prices are going up hence no way to give a better quote. Now I got the same level of cover with MMA which is 35% cheaper than LV. So as I had a motor insurance with LV. The renewal quote for it was also not very competitive. I think the ... more
I had home & contents and life insurance product with LV. When it was due renewal they send me a quotation with 15% increase in policy for my home insurance. When I enquired about this, they informed home insurance prices are going up hence no way to give a better quote. Now I got the same level of cover with MMA which is 35% cheaper than LV. So as I had a motor insurance with LV. The renewal quote for it was also not very competitive. I think the trend of their renewal quote is comparitively costly than their first quotation and policies.However the first ever quote seems to be competitive in the market.The time held in the telephone was also substantial. I rate the value for money for the company as below average
bull1 16.05.2007 (16.05.2007)
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somewhat helpful
Review of Liverpool Victoria Friendly Society
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Quick review of Liverpool Victoria Friendly Society
Been with them for a couple of years... this year they increased my premium £100 for no reason to £650 - never claimed from them or anything. Went online entered the exact same details and renewed for £385?!!
Basically OK but if you are with these people check your renewal price *carefully* as they're clearly ramping up the prices for customers they think will just renew out of reflex. Apparently this scam is common in the insurance industry.. but for a company like LV with a good reputation I was a bit shocked to say the least, and may not stay with them next year if they pull the same stunt. ...
tony123232 18.02.2008
Ciao members have rated this review on average: helpful Review of Liverpool Victoria Friendly Society
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Advantages: good value policies .very good benefits Disadvantages: none
are you paying too much money for your motor insurance,i know i was .
A couple of years ago my insurance premiums seemed to be going through the roof so when 3 years ago i got a renewal notice from sun alliance for £310 for my policy i thought i have had enough so i shopped around first through the aa who came up with a best price of £269 from an obscure company i had never heard of.
Someone at work suggested i try liverpoolvictoria one call to their freephone number resulted in a quote for superior cover than what i had of £189 i couldnt believe it.
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Advantages: Cheap, good service Disadvantages: None I have discovered as yet
I have been with Liverpool & Victoria for four years now for both home and private car insurance, and my husband has recently taken out a car (for business use) insurance policy with them. You get a small discount for having more than one policy with them.
I have always said that you never really know how good an insurance company is until you have to make a claim so until this year, would not have been able to comment.
However I have now made claims on both the car and the household insurance and found the service to be excellent.
The claim for the car insurance was handled quickly and efficiently and I got my excess back from them very quickly and without having to chase them up. They have a 24 hour claim line which is very useful. Repairs were authorised straight away and a courtesty car provided for the duration ...
I have had house insurance with this company for 6 years deviating only once (i phone for quotes every year to check price is the best )to direct line, they offered a discount for the first year and when this finished they could no longer beat LiverpoolVictoria.
I did claim once on this and had no problems (husband burst radiator pipe with floor sander ...a common problems for those inexpert DIY'ers...we had to get an emergency plumber to fix it late at night ...just sent the reciept into LV no hassle)
Car insurance again i have had for about the same period certain other companies have offered me cheaper insurance (not by much)
BUT please bear in mine that with this company you do get extras
1)courtesy car if yours is damaged
2)hire car if yours is written off
3)they pay out with minimum hassle
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