LloydsTSB Visa Card

Lloyds TSB offer a wide range of credit cards which, despite the category title, are generally available in both Visa and Mastercard options. Cards currently issued by Lloyds TSB include Advance, Classic, Classic Reserve, Create Card, Gold, Platinum, Premier, Trustcard, Trustcard Platinum and Vantage. Products Available Lloyds TSB currently has 10 credit card products, all of which may be applied for - excluding Classic Reserve and Trustcard (these are only available to existing cardholders). Advance and Premier have the lowest APR for purchases, which is currently 11.9% (the cash advance APR ... more

I have a gold card from Lloyds TSB and I must confess, I only got it because when I went into the bank for my “annual review”, the customer service girl really pushed it and told me how useful it would be. I just took her advice, as I have found Lloyds helpful over the years, especially when I have been in dire financial straits, so I duly signed all the paperwork and left. The card arrived shortly afterwards. I had thought I would keep it for emergencies only. But like most people, this good intention did not last long and I ran up a bill of just over £1000. Determined to cut it ... more

I have had the Lloyds TSB visa and mastercard since about 1985 (show my age now!). I never had any problem with the APR until other banks and building societies brought in cards with good introductory rates. Now it seems Lloyds TSB has one of the highest rates around. I did ask for a more competitive rate on two occasions, but I am still waiting for anyone to get back to me on that! Having said that, it has been widely accepted everywhere, and whenever a major financial disaster in my life comes along, they are more than happy to increase my credit limit. However, using internet banking, I ... more

Lloyds TSB recently issued me with one of their Asset Platinum cards. This came as quite a surprise to me as I only earn £15,000 a year, and was under the impression that a Platinum card holder had to earn a fair bit more, but having been a good customer for a number of years (and spending a small fortune each year with Lloyds on other financial products) welcomed the offer. Two weeks after applying, my shiny new Platinum card duly arrived, along with it's not unsubstantial £3,500 credit limit. So far it seems like a great piece of plastic - 3.9% APR on transfer balances and a very competitive ... more

I have just applied for a Lloyds TSB createcard because I already have a card with Capital One which is dire to say the least. I have a limit of £200 and im basically up to this limit. The intrest i am incurring is nearly £5 a month for this so the balance is barely going down. I chose createcard because it sounded an interesting concept, the APR goes down depending on whether you choose to do your 'dealings' online or not, whether you pay by direct debit or not, if you want to recieve a cashback scheme and whether you choose to recieve Paper statments. I chose to pay a £10 annual fee, but no ... more