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Should have stayed with direct line!

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2 Oct 28th, 2005 

11 Ciao members have rated this review on average: helpful

Advantages:
was cheapest

Disadvantages:
hidden charges and lack of communication

Recommendable No:

Detailed rating:

Price

Service

Efficiency

dibuzz327

dibuzz327

About me:

Member since:05.10.2004

Reviews:1

When my car insurance was due I used the internet to find what I thought was the best deal. LloydsTSB came up with the best quote so I duly applied online giving my bank details.
Two days after the proposed start date I had still had no confirmation and the amount had not gone from my bank account and it was in fact a week later before the money was taken out and I received my certificate.
Although not too happy about this I thought it wouldn't matter as I could go elsewhere next year.
However I decided to change my car and rang for a cover note to be sent and althought the car has a smaller engine it is newer so i didn't query the £16 extra. I rang on a monday morning and asked for the insurance to be changed from the wednesday and was told this was fine. On the thursday I rang to ask what was happening and was told it can take up to 5 working days, if so why did they not tell me this as it meant my current car was now uninsured and I was keeping the vendor waiting. Apparently I should have been told it would take 5 days when i gave the date of change as I needed to tax the car.
When the certificate finally arrived I realised the £16 was mainly a £15 fee for change of car.
Obviously that was my own fault for not reading the small print but previously I have been able to change my car free and get a cover note by return post with other insurers.
Looks like I will be going back to direct line next time! 

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Comments about this review »

MAFARRIMOND 28.10.2005 17:05

A good first review. Welcome to Ciao. Maureen

Drone007 28.10.2005 16:42

Welcome to Ciao. nice g=first review - have a look at reading some others for ideas. Ive recently moved to direct line and wouldnt turn back so far. problem always is the small print and ever chaning offers.

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