Lloyds TSB Loans

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Reviews - Lloyds TSB Loans

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Super

Friendly efficient service, local call rates

lending the premium on top of the loan and chargin...

When I initially took out a loan with the (as was then) T.S.B. The very helpful manager informed me that sickness/unemployment insurance was obligatory. I argued this point with him and pointed out that if I were to become unfit for work that for the first six months I would receive my full...

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Not for me

Sometimes Helpful

They offer services you cant actually have.

Recently I was offered a loan by Black Horse Finance (an affiliate of Lloyds TSB) The information that was sent to me stated that being a valued existing loan customer that they would guarantee I could have a loan of £3,000 and at the time being in debt I thought what a good way to reduce how...

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Excellent

Why pay interest when you don't have to

Junk mail will follow

Some Years ago we decided we needed a new sofa, 2 to be precise. We shopped around & the best one we found was at Jessops (known as John Lewis). Unfortunately at the time our cash was tight & we could not afford £1000 up front. We happened upon DFS, you know the store on TV that always has a sale...

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Satisfactory

Lloyds TSB generally give immediate decisions on r...

They can be irresponsible when giving credit, and ...

Aware that an unexpected cheque would be debited from my account, I phoned Lloyds to extend my overdraft by the £10 needed to cover it. This was authorised and I was assured that the extension to my overdraft would be immediately effective. Over a week later I recived a letter stating I had been...

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Not for me

“Don't borrow from these guys”

published 29/07/2000

Mis-selling

When I recently started looking after the finanaces of my other half, I realised that when he had taken out to graduate loans with Lloyds that on both occasions he been mis-sold sickness, unemployment and redundancy insurance. On each loan agreement it says "loan insurance (if eligible)". On both...

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Not for me

Fine if you keep paying at their rates

Not helpful at all, and more than willing to add t...

My husband and I took out a personal loan with the Black Horse two years ago, for ten thousand pounds for our caravan, we have paid without fail every month £118.00 This year in December my husband lost his job, we started getting into financial difficulty and I phoned to speak to them about our...

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Not for me

“Lloyds Loan Account”

published 17/02/2010

NONE

CRAP CRAP CRAP CUSTOMER SERVICE

Lloyds Loan no joke i must have had this loan now for 7/8 years first time i did re-finance and that was helpful but they are still saying i owe on account now!! At 1 stage they were taking 2 payments from me a month and when i asked for it back was told it was there error but they didn't want to...

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Not for me

“LOANS”

published 01/11/2011

DID NOT SEE ANY

HIGH MONTHLY CHARGE

LLOYDS ARE CHARGING CUSTOMERS TWICE THE INTEREST ON THEIR LOANS COMPARED TO SOME OTHER LENDERS FOR EXAMPLE : SANTANDAER ARE OFFERING 8.9% WHILE LLOYDS TSB ON THE SAME LOAN AMOUNT ARE CHARGING 19% LOAN AMOUNTS BASED ON £7500 THIS EXPERIENCE IS FROM THE BRACKNELL BRANCH IS SERVICE IS SO POOR & THE...

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