Rating Summary based on 8 reviews
Advantages Friendly efficient service, local call rates
Disadvantages lending the premium on top of the loan and charging interest
Advantages Sometimes Helpful
Disadvantages They offer services you cant actually have.
Advantages Why pay interest when you don't have to
Disadvantages Junk mail will follow
Advantages Lloyds TSB generally give immediate decisions on requests for credit. Their customer service in-store can be variable, although their city centre stores tend to be more efficient, with less queuing than in those of other branches.
Disadvantages They can be irresponsible when giving credit, and quick to chase it up when payments are missed. They lack flexibility in their decisions, and their correspondence can come across as aggressive. Their call centre staff can be less helpful than branch staf