Loans

Ignore Secure Homes and do it yourself

Advantages: You don't have to pay Secure Homes
Disadvantages: You may be tempted to dip into the account!

...an advertisement on television for Secure Homes offering to take all your money worries away from you and pay your bills for you. They don’t mention of course that you will have to pay them for the privilege! I don't know how much they charge but clearly you would be better off doing it yourself. It started me thinking about home finances and I thought I’d write an opinion about how I manage my household accounts. I know this all seems ...
...the sort of account that Secure Homes offer to administer for you. I have an account with the Abbey National Building Society where I keep the money for the household bills. I began by working out the annual cost of each of the following bills – electricity, gas, water rates, telephone, car tax and TV licence – and then I added the whole lot together and divided by twelve to give a monthly payment. I added a small amount to this to act ...

SusanLesley 17.05.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Secure Homes Loans [TV Advertisement]

One quick phone call gets you into more debt

Advantages: Memorable (have to show good grace & admit this)
Disadvantages: Triviality is innapropriate

...on a debt! Finance companies rely on dissadvantaged people who often can't get credit from mainstream lenders so companies such as Lombard step into the breach. I don't seek to stop them but if they are allowed to advertise on t.v. they should at least try and do it seriously ...

NTRob 11.03.2003 · Read full review
Ciao members have rated this review on average: somewhat helpful
Review of Lombard Direct [TV Advertisement]

waiting for a loan

Advantages: none
Disadvantages: waiting and waiting and still no loan

...for a personal loan from debtbusters i am going deaf and asked the not to phone me but to email me instead did they listen no they kept on ring me up and my boyfriend took the call and explain that i am deaf and could they email me instead on which they agreed to do then they phoned another 6 time each time they agreed to email me then they said they have not recieved my application and sent me another applcation form on which i quickly filled in ...
...8 weeks and 2 application forms and after at least 150 email i am still waiting for a loan and you should have the in a week if any wants a loan dont use debtbusters but if anybody know of a good loan company please let me know ...

lindasteels 12.11.2000 · Read full review
Ciao members have rated this review on average: helpful
Review of Debtbusters Loans [TV Advertisement]

Xtraordinarily Irritating

Advantages: None
Disadvantages: It's dreadful.

The Halifax has very recently launched a new type of bank account. The new Halifax current account boasts many benefits, intended to lure you away from your current bank. In order to spearhead this revolutionary new account they have employed the direst advertising campaign it has ever been my displeasure to see on television. The theme of the advert is uncompromisingly simple - a cheerful chap named Howard is dancing around singing a song about ...
...selling feature of the new Halifax current account is the fact that it pays 4.07% AER interest per annum - highly competitive in the high street for sure - but aside from this there isn't really that much that is special about this account. The advert backs up this theory, by offering no other selling points for the account. In true mega-corporation style, the Halifax cannot resist the temptation to blind the viewer with statistics - they state that ...

LostWitness 05.02.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Halifax Personal Loans [TV Advertisement]

I'll loan you a punch in the face

Advantages: Provides all the information you need if you want a loan
Disadvantages: I don't want a loan, and this is a really annoying advert

...phone? Then why not call Lombard Direct?" Because I hate your advert, you annoying small piece of animated blue plastic telecommunications device!!! (That's the annoying blue phone for the slower ones amongst you :-)) When this advert first came out, it still featured the blue animated phone, and at the time I thought it was quite clever that they offered loans from £800 to £15000 and that their phone number was 0800 2 15000. So I used to quite ...
...this advert is on too much. Almost all I hear every day is the opening line from the advert. I only hear the opening line, because now I change channels when it is on. Also, the advertisers do not appear to be doing a very good job of placing the advert in a timeslot when it will appeal to the right audience. For example, I am a teenage male, who doesn't own my own house, so why do they put in on during comedy programs late at night, or (shudder) ...

RussellC 31.10.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Lombard Direct [TV Advertisement]