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Excellent

“Always worth it”

published 03/08/2001

ProVery Low Interest, No requirement to pay back unti...

ConsNone that I can see

As a student entering my second year at Imperial College, London I need all the money I can to fight the poverty brought on by astronomical house prices in our fair nation's capital at the moment. I chose to take out as much loan as I could, the maximum loan for this year in London is worth...

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Super

“Don't Panic”

published 27/03/2001

Prosraightforward, efficient

Consquite a lot of forms but all fairly simple

The first big step I have taken in life so far was deciding to go to university. It can be a daunting experience but one that should be relished. I know you are buried in prospectuses and universities are all saying "come to us - we're the best by far" so finance should be the last thing you need...

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Super

“The Borrowers...”

published 17/04/2001

ProMuch needed financial aid

ConsConsider repayments first

Students struggle financially. Full stop. Rent, bills, food, medicine are amongst the basic needs and a part-time job isn't going to support everything. The Labour government took grants away in 1998 and the only available source of help is in the form of the Student Loans Co. which is now means...

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Excellent

“An advance on your wages”

published 26/03/2001

ProCheap loan, means you can spend more time on study...

ConsHave to pay it back eventually (hopefully)

I applied for my student loan a month before my end of year exams and I had a cheque waiting for me at the university about five days later. I was amazed at how quickly they dealt with my application. I took out a loan because the interest rate is low and you pay it back when you are earning a...

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Super

ProGive you money at a Low Interest Rate.

ConsLeaves you in debt!

Being a student in the UK is another word for being skint. I mean having no money! I have two years worth of loans owing, at at present and I am not paying them back as I am on a low income. I have hurt my back so am unable to persue my choosen career in the field of dance. Tuition fees are...

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Good

Pro-

Cons-

Let’s face it if you’re a student your probably skint most of the time, well I am and you have to make things go a long way that includes money. It’s the end of term for most now and it’s time to think ahead to the next semester, if your in your first year you’ll...

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Excellent

Prointerest free money only rises with inflation, har...

ConsLEA assess amount so may not get much eg if living...

Since the dawn of time students have been skint. Lets face it, debt is part of the sacrifice you must make to further yourself a little, in addition to leaving home and moving to a whole new place all alone. The student loan is the most important part of the students new life. First for non...

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Super

ProMissing the deadline is not the end of the world

ConsMissing the deadline can cause problems later and ...

I am talking here about the deadline for the LEA form about you, which entitles you to a student loan and sets the amount of tuition fees you will have to pay. Then I will talk about the form for the student loan. The LEA form ~~~~~~~~~ The deadline was 16th March for all those applying to study...

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Super

“Student Loans”

published 31/07/2001

Prosee text

Conssee text

Student loans are not suitable for everyone. But, for me they're almost perfect. I am only about to embark on my second year of study at Hull University, but the system hasn't failed me at all. To apply you must contact your local education authority (LEA) and they will send you the necessary...

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Super

“Loans who needs them”

published 05/02/2001

ProCheap loan - can work for you even if you don't ne...

ConsPaying them back!

To avoid student loans the answer is simple - become a Teacher in IT, DT, Maths, or half a dozen other subjects. Grants for these subjects where teachers are in short supply stand at about £6000max at present. I've been Graduated for 18 months now (no I didn't have to pay fees) & came out of Uni...

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Good

“Hardship inducing loans”

published 25/03/2001

ProIt is an interest free loan, even if it isn't very...

ConsA pittance. Really.

******NUMBER CRUNCHING AT BOTTOM************ A lot of people have a lot to say about student loans, generally along the lines of "its so unfair... I'm starving... I can't afford to textbooks to rub together... It's Tony Blair's fault... bring back grants" I must admit, I agree partially with many...

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Excellent

Pro99% of students need a student loan and you still ...

Cons1 day to go till deadline

This is a special warning for all those planning to go to university this autumn. If you have an excellent school like mine that don't care to inform you of things such as student loan application deadlines after they are sure you have a university place then you will probably need this! The...

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Super

“Should you take out a loan”

published 08/01/2001

ProLow interest

ConsIt all adds up

Sadly, its increasingly not a question of whether you should but when, and how much. I for one do not approve of the policy that makes students rely increasingly on loans, especially for basic things like food and fees. But then again, that is the way of the world here in the UK these days, and...

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Good

“maybe money but not a lot”

published 10/03/2001

Proat least you get a loan

Consloan is not enough

When I get my loan it doesn’t call for a celebration. It is only just enough to pay off my overdraft. For the first time in ages my balance will be a plus figure. A few weeks pass and I am in my overdraft again. At least I am consistent in debt all the time! I would personally like to speak...

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Excellent

ProLow interest

ConsNone, if you are good with your oney

Let's not beat about the bush here, for most students from average social backgrounds there is no choice but to make use of the following finacial opportunities: 1. Student Grant (From Local education authority)- Mature students aswell as younger students. 2. Bank Overdraft (When you open a...

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Product Information : Local Education Authority Student Loan

Manufacturer's product description

Ciao

Listed on Ciao since: 22/07/2000