Lombard Banking Services

Advantages: easy to use
Disadvantages: hight intest charges

...I have read a few different opinions, but I must. Be a lucky person I can only comment on the classic account, as that is all I have got Lloyds have been around since 1765 when John Taylor and Sampson Lloyd set up a private banking business in Birmingham, England. Two sons of the original partners followed in their footsteps by establishing a bank – Barnetts Hoares Hanbury and Lloyd - in London’s Lombard Street. Eventually, this became absorbed into the Lloyds Banking Company. I have banked with Lloyds TSB now for about 16 years. I must admit I did not use then for a few years, because I had moved away from my hometown and never changed addresses, it was left in my mum’s address. Even so I still had regular statements even though my account was static. When I did return I started to use it again. I have had no problems at all... Read review

Ciao members have rated this review on average somewhat helpful

Advantages: routine banking from home
Disadvantages: facilities and website can still be greatly improved

...If you bank with LloydsTSB you should take advantage of the online banking service. For routine banking such as balance enquiries, paying bills, checking your statement or transferring funds using the internet it beats a visit to the bank hands down. The site and facilities can sill be improved a lot. For instance you haven't got access to your loan, mortgage or credit card accounts. You still have to set up some functions through the telephone banking service. This service is good for those who already bank with Lloyds TSB adding an extra and useful free facility but you will still have to use a branch or telephone as well to manage your banking. It's not worth switching to LloydsTSB if you bank eleswhere for the internet service alone... Read review

Ciao members have rated this review on average off topic

Advantages: Where do I start? -Everything
Disadvantages: None

...I have been with the Royal Bank Of Scotland for over 5 years now before that I tried Natwest, HSBC but The Royal Bank of Scotland and the services they over beat any other I know. Morgages - Selection of morgages and interest rates are excellent. Bank Accounts - They have an excellent range to suit the individual with great interest rates. Repayment Loans - The interest Rates are brilliant, especially if you are an existing customer and have a Royalties Gold Account. The Royal Bank of Scotland offer an internet banking which is great, the site can be accessed quickly and efficiently and you can do all your banking from home - its great! The different services they offer are exceptionally beneficial and I would recommend everyone to bank with the Royal Bank of Scotland. The staff and service received is second to none.... Read review

Ciao members have rated this review on average somewhat helpful