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MBNA International Bank Loans

MBNA International Bank Loans

I took out an MBNA (then VIrgin) personal loan 4 years ago. The ease of the application at that time was good and the money came promptly. I am now told that you cannot get this loan via Virgin any more. I made payments regularly for 4 years and I now have another year to run. However ... Read review

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Reviews of MBNA International Bank Loans »

1-4 of 4 reviews of MBNA International Bank Loans

MBNA personal loans

Advantages: Ease of application
Disadvantages: Poor organisation, customer care. Incorrect outstanding balance. Incorrect default letters.

I took out an MBNA (then VIrgin) personal loan 4 years ago. The ease of the application at that time was good and the money came promptly. I am now told that you cannot get this loan via Virgin any more. I made payments regularly for 4 years and I now have another year to run. However in July last year I had problems due to the fact that somebody else owed me money and a payment was returned by my bank (NatWest). For this I received 38 pound charge ...
...and I was telephoned by MBNA where I live in Greece. I explained the situation and the girl was in fact sympathetic and I made a payment by debit card then and it was decided to spread the other outstanding payment over 2 months on top of my regular payment. The lady then said that the 50 pounds in charges would be waived due to my good payment record in the past. However, in November 50 pounds extra was taken from my account on top of my regular ... more

Phweeter 04.05.2009
Ciao members have rated this review on average: helpful
Review of MBNA International Bank Loans

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be afraid - be very afraid

Advantages: They are very quick with everything
Disadvantages: where would you like me to start

...have a credit card with MBNA - I will write a separate review about that - this will concentrate on my friends loan with them. My house mate had a loan with Virgin, and then took out a separate loan to buy a car. He approached Virgin to refinance the 2 loans, and was accepted. Having approached and been accepted by Virgin, it was quite a surprise when the paperwork came through from MBNA. If taking out a loan, then it's always worth checking who ...
...be with MBNA - but he ended up with them anyway. The loan itself was set up quite quickly and efficiently, but then these guys want every penny they can get, so it's in their interests to get you paying asap. The first problem was when he paid the money in to his bank account a day late. He doesn't really use his account, so he pays cash in when he needs to. He thought the payment was the 31st and it was the 29th. No problem really, the money was ...

sallyn1 06.04.2007 · Read full review
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Review of MBNA International Bank Loans

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Thank you MBNA

Advantages: quick, cheap, helpful, easy to complete,
Disadvantages: not obvious

...my credit card company. The MBNA had always been very helpful before and this time was no different. The applacation time was very quick, this decision was almost instant and when they gave me the apr rate it was as good as the best advertised on the net. If you want a cheap loan with little hassle contact the MBNA. ...

jackodavid 30.11.2000 · Read full review
Ciao members have rated this review on average: helpful
Review of MBNA International Bank Loans

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Your loan has been approved...in theory!

Advantages: Freephone telephone number
Disadvantages: The leaflets don't tell the whole truth

...decided to take out an MBNA credit card as I was bombarded on a weekly basis with leaflets telling me about the products the company were offering. 0% interest on balance transfers, cash back on purchases etc etc. Brilliant! So, in due course, my card arrived and all was ok. Then, last week, I recieved another mailing from them telling me that after "carefull" credit checks (which I didn't ask them to do) I was eligible for a £8000 ;oan. Once again, ...
...the ammount owing on my MBNA credit card! When asked about the wording "pre-approved", I was told that sometimes the computer program that selects its customers to be mailed, does not check thorougly enough!! I currently owe about £300 on the card.....if I agree to the loan, i will owe approx £750!! Think I might agree.....NOT! Having read through this opinion, i realise that it's structure is more about a personal experience with the company rather ...

cobnutty 17.03.2004 · Read full review
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Review of MBNA International Bank Loans

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Reviews which might be of interest for "MBNA International Bank Loans"

IT'LL COST YA

Advantages: Good speedy service
Disadvantages: Wait until you try and repay early

can take you to court and put a charge on your property should you default on the payments MY EXPERIENCES I took out a small loan about 4 years with what was then MBNA International Bank to meet a few sudden expenses. I was asked a few quick questions and told to ring back in three days during normal office hours to get their decision. Being in work this really wasn?t an option for me, but the company actually rang me at work around 48 hours later to confirm approval. This seemed a little strange at the time, but in fact I guess for them it is a sharp move in confirming that the details you give them are correct. Then??. (I discovered one of the additional angles that MBNA use to retain their customers) About 3 years ago, whilst preparing to move house, I was again looking ...

sue.51 21.03.2001 (14.08.2002) · Read full review
Ciao members have rated this review on average: very helpful
Review of MBNA International Bank

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