I first came across M&S Life Insurance on a cash back website and was pleasantly surprised with the quotation I received on line. As well as getting a good price, I got £25.00 M&S vouchers just for joining. The M&S financial products are actually entirely owned by HSBC which gave me extra confidence when buying because I knew they were here to stay and had the support of a stable large multi-national bank. Being that I am only 19, I have not had to use their claiming procedure but I thought it was good that on the letter confirming the insurance, it talked about putting the policy into a trust to speed up the payment of the policy to your loved ones if you did die as well as avoding Inheritance Tax on the value of the policy
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Hello and welcome . You really need to tell us more . read lots of other peoples oppinions to get an idea how much and what info to give , read lots and people will read you . read those who read you they will read your future reviews . All the best Mary