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Member Advice on Finance

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Member Advice on Insurance

(+) Shop around (-) Too many fiddle the insurance (*) (On Ciao since: 08/2000)

User reviews (19)

 
19 reviews

Members Advice on buying a house

(+) The feeling you get when you unlock the door for the first time (-) Things can and likely will go wrong if you are complacent (*) (On Ciao since: 03/2004)

User reviews (11)

 
11 reviews

Member Advice on Debt Issues

(+) None (-) Distressing, splits families apart, losing everything (*) (On Ciao since: 08/2000)

User reviews (79)

 
79 reviews

Member Advice on the National Lottery

(+) Nothing wrong with debauchery if your not mesmerized by assets (-) National obsession for the silver haired brigade (*) (On Ciao since: 07/2002)

User reviews (7)

 
7 reviews

Member Advice on Dealing with Credit Card Problems

(+) You can reduce your chances of fraud (-) You will eventually suffer fraud (*) (On Ciao since: 02/2004)

User reviews (2)

 
2 reviews

Members Advice on Bankruptcy

(+) fresh start, no more debts (-) financial restraints, bad credit rating, possibility of losing all assets, embarrassing (*) (On Ciao since: 03/2002)

User reviews (8)

 
8 reviews

Member Advice on Maturing Pensions

(+) More freedom, flexibility and choice. More incentive to invest in pensions. (-) More scope for making wrong choices. (*) (On Ciao since: 04/2003)

User reviews (4)

 
4 reviews

Member Advice on Moving House

(+) A much nicer home (-) The stress and expense of moving (*) (On Ciao since: 08/2000)

User reviews (29)

 
29 reviews

Family Days Out On A Budget

(+) quick attraction comparison price website (-) not much data at present, cannot list attractions the define children price by height (*) (On Ciao since: 03/2011)

User reviews (5)

 
5 reviews

Member Advice on Choosing Pet Insurance

(+) Cover for illness, injury and disease. (-) A good policy can be expensive, but a cheap policy may be a waste of money. (*) (On Ciao since: 07/2005)

User reviews (2)

 
2 reviews

Member Advice on Avoiding Credit Fraud

(+) SAVING YOU MONEY, TIME, HASSLE (-) NONE, APART FROM TIME OF READING THE ARTICLE (*) (On Ciao since: 12/2001)

User reviews (10)

 
10 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Premium Bonds

(+) capital guaranteed, tax free winnings, potential of jackpot wins (-) relatively low returns on investment and high level of investment needed (*) (On Ciao since: 01/2003)

User reviews (8)

 
8 reviews

Member Advice on Selling Endowments

(+) Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get. (-) Not all policies can be brought, certain criteria has to be met, not all companies are dealt with (*) (On Ciao since: 04/2002)

User reviews (6)

 
6 reviews

Member Advice on Stockbroking

(+) You could make a fortune (-) You could lose a fortune (*) (On Ciao since: 07/2000)

User reviews (7)

 
7 reviews

Members Advice on Student Bank Accounts

(+) Free accounts which offer bonuses and freebies (-) You're only expected to have one, so you need to know which to choose (*) (On Ciao since: 10/2000)

User reviews (4)

 
4 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on ISA's

(+) Ease of application (-) Stock market fluctuations (*) (On Ciao since: 02/2002)

User reviews (4)

 
4 reviews

Member Advice on Choosing a mortgage

(+) Learn about the best options out there in one go (-) Could convince you to purchase a property (*) (On Ciao since: 01/2002)

User reviews (10)

 
10 reviews

Member Advice on Renting Via Letting Agencies

(+) Added Security, Range Of Benefits, They Do The Hard Work (-) It Will Cost Money, You Need One You Can Trust (*) (On Ciao since: 05/2003)

User reviews (8)

 
8 reviews
Member Advice on Finance - Member Advice on The European Single Currency

Member Advice on The European Single Currency

(+) Stability, convenience, (-) Boring banknotes (*) (On Ciao since: 01/2001)

User reviews (17)

 
17 reviews

Member Advice on Internet Banking

(+) access your account from home or the office, usual facilities available like ATM cards, no charges (-) security issues possibly (*) (On Ciao since: 08/2000)

User reviews (52)

 
52 reviews

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on Credit Cards & Loans

(+) Few (-) Many (*) (On Ciao since: 07/2001)

User reviews (23)

 
23 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Member Advice on Wills and Legal Issues

(+) Your money goes to the people you want it to (-) There is an initial cost (*) (On Ciao since: 11/2000)

User reviews (5)

 
5 reviews

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

Member Advice on Auctions

(+) Make some real money (-) You must be organised and keep up with the admin (*) (On Ciao since: 05/2001)

User reviews (5)

 
5 reviews

Member Advice on Market Research

(+) Fairly well paid, flexible employment (-) No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*) (On Ciao since: 01/2001)

User reviews (8)

 
8 reviews

Members Advice on Customer Complaints

(+) Getting what you want. (-) Can be time consuming. (*) (On Ciao since: 08/2003)

User reviews (4)

 
4 reviews

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

Send in Miss Whiplash!

Advantages: Shop around
Disadvantages: Too many fiddle the insurance

70% of all of Europe’s whiplash claims are now made in the United Kingdom and 70% of those in the Northwest of England with claims rising 70% in just 5 years. Rather uncomfortably, 70% of arrests made for fraudulent claims are the same post code areas ...

thedevilinme 17.02.2012 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Insurance

An expert's guide on Home Insurance Shopping

Advantages: consider everything
Disadvantages: can take some time

Have you read your home insurance policy booklet? Do you even have a policy booklet? Do you know what your insurance policy covers? Do you know what it excludes? It is very important that you know the answers to all of these questions when your Hom ...

neiltom88 31.05.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Insurance

Car Insurance - Little Details That Add Up

Advantages: Can be very cost-effective use of your time
Disadvantages: Not all companies will play ball

Many years of trying to drive down my motoring costs have brought me to the following conclusions which may be of use to others:- a) Try not to have accidents - this may seem trite, but not being the guilty party helps a lot. In 25 years and 500,000 mi ...

BNibbles 13.12.2000 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Insurance

WARNING. NEW CARD THEFT SCAM.

Advantages: To help you hang onto your card if this happens to you.
Disadvantages: You might skim read and miss the important bit.

I have just heard about a new cashpoint theft scandal. A friend of a friend used a cashpoint in Slough this week. When he inserted his card, it was retained by the machine. It was after banking hours so he was unable to report the fault. Then a ma ...

moonbailey 07.10.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Insurance

Car Owners - Read This

Advantages: Brokers or Agents generally will give you a better quote than a direct insurer. Your local high street broker is your best bet.
Disadvantages: Direct insurer telesales staff will generally not have the experience or knowledge of your local broker.

If you own a car in the UK I may be able to offer you some free advice on possibly the most expensive part of your motoring year - Motor Insurance. I worked in the motor insurance industry for 11 years, processed thousands of quotations,dealt with coun ...

jezmax 30.04.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Insurance