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Member Advice on Finance

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Member Advice on Debt Issues

(+) None (-) Distressing, splits families apart, losing everything (*) (On Ciao since: 08/2000)

User reviews (79)

 
79 reviews

Members Advice on buying a house

(+) The feeling you get when you unlock the door for the first time (-) Things can and likely will go wrong if you are complacent (*) (On Ciao since: 03/2004)

User reviews (11)

 
11 reviews

Member Advice on Insurance

(+) Shop around (-) Too many fiddle the insurance (*) (On Ciao since: 08/2000)

User reviews (19)

 
19 reviews

Family Days Out On A Budget

(+) quick attraction comparison price website (-) not much data at present, cannot list attractions the define children price by height (*) (On Ciao since: 03/2011)

User reviews (5)

 
5 reviews

Member Advice on Dealing with Credit Card Problems

(+) You can reduce your chances of fraud (-) You will eventually suffer fraud (*) (On Ciao since: 02/2004)

User reviews (2)

 
2 reviews

Member Advice on Maturing Pensions

(+) More freedom, flexibility and choice. More incentive to invest in pensions. (-) More scope for making wrong choices. (*) (On Ciao since: 04/2003)

User reviews (4)

 
4 reviews

Member Advice on Choosing Pet Insurance

(+) Cover for illness, injury and disease. (-) A good policy can be expensive, but a cheap policy may be a waste of money. (*) (On Ciao since: 07/2005)

User reviews (2)

 
2 reviews

Member Advice on Moving House

(+) A much nicer home (-) The stress and expense of moving (*) (On Ciao since: 08/2000)

User reviews (29)

 
29 reviews

Member Advice on the National Lottery

(+) Nothing wrong with debauchery if your not mesmerized by assets (-) National obsession for the silver haired brigade (*) (On Ciao since: 07/2002)

User reviews (7)

 
7 reviews

Member Advice on Credit Cards & Loans

(+) Few (-) Many (*) (On Ciao since: 07/2001)

User reviews (23)

 
23 reviews

Member Advice on Market Research

(+) Fairly well paid, flexible employment (-) No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*) (On Ciao since: 01/2001)

User reviews (8)

 
8 reviews

Member Advice on Independent Financial Advisers

(+) Expert impartial advise (-) It's down to an individual's opinion (*) (On Ciao since: 02/2001)

User reviews (5)

 
5 reviews

Member Advice on Avoiding Credit Fraud

(+) SAVING YOU MONEY, TIME, HASSLE (-) NONE, APART FROM TIME OF READING THE ARTICLE (*) (On Ciao since: 12/2001)

User reviews (10)

 
10 reviews

Member Advice on Stockbroking

(+) You could make a fortune (-) You could lose a fortune (*) (On Ciao since: 07/2000)

User reviews (7)

 
7 reviews

Member Advice on ISA's

(+) Ease of application (-) Stock market fluctuations (*) (On Ciao since: 02/2002)

User reviews (4)

 
4 reviews

Member Advice on Choosing a mortgage

(+) Learn about the best options out there in one go (-) Could convince you to purchase a property (*) (On Ciao since: 01/2002)

User reviews (10)

 
10 reviews

Member Advice on Fair Trade

(+) People working and trading with dignity. (-) A few pennies more. (*) (On Ciao since: 07/2001)

User reviews (6)

 
6 reviews

Members Advice on Bankruptcy

(+) fresh start, no more debts (-) financial restraints, bad credit rating, possibility of losing all assets, embarrassing (*) (On Ciao since: 03/2002)

User reviews (8)

 
8 reviews

Member Advice on Internet Banking

(+) access your account from home or the office, usual facilities available like ATM cards, no charges (-) security issues possibly (*) (On Ciao since: 08/2000)

User reviews (52)

 
52 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Premium Bonds

(+) capital guaranteed, tax free winnings, potential of jackpot wins (-) relatively low returns on investment and high level of investment needed (*) (On Ciao since: 01/2003)

User reviews (8)

 
8 reviews

Member Advice on Selling Endowments

(+) Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get. (-) Not all policies can be brought, certain criteria has to be met, not all companies are dealt with (*) (On Ciao since: 04/2002)

User reviews (6)

 
6 reviews

Members Advice on Student Bank Accounts

(+) Free accounts which offer bonuses and freebies (-) You're only expected to have one, so you need to know which to choose (*) (On Ciao since: 10/2000)

User reviews (4)

 
4 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on Renting Via Letting Agencies

(+) Added Security, Range Of Benefits, They Do The Hard Work (-) It Will Cost Money, You Need One You Can Trust (*) (On Ciao since: 05/2003)

User reviews (8)

 
8 reviews
Member Advice on Finance - Member Advice on The European Single Currency

Member Advice on The European Single Currency

(+) Stability, convenience, (-) Boring banknotes (*) (On Ciao since: 01/2001)

User reviews (17)

 
17 reviews

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Member Advice on Wills and Legal Issues

(+) Your money goes to the people you want it to (-) There is an initial cost (*) (On Ciao since: 11/2000)

User reviews (5)

 
5 reviews

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

Debt, Depression and Despair

Advantages: None
Disadvantages: Distressing, splits families apart, losing everything

Debt, Depression and Despair – My account of how I have lost all hope. I have been in debt for as long as I can remember. Over the years it is surprising how debts can accumulate and fester away, before rearing their ugly heads and turning your lif ...

TheHairyGodmother 22.11.2010 · Read full review
Ciao members have rated this review on average: exceptional
Review of Member Advice on Debt Issues

Dont Let Debt Take Over Your Life Do Something!

Advantages: Get help now and you can work towards being debt free
Disadvantages: It takes determination, motivation and strength!

Statistics show that the Average household debt in the UK is approximately £8,577 (excluding mortgages) and £50,091 including mortgages. The average owed by every UK adult is approximately £26,313 (including mortgages). This grew by ~ £200 last month. Deb ...

shazzaspannered 13.09.2006 · Read full review
Ciao members have rated this review on average: exceptional
Review of Member Advice on Debt Issues

SHOW ME SOMEONE DEBT FREE AND I BET ITS A CORPSE

Advantages: You cant be serious
Disadvantages: It eats away at your soul

Oh My God Is That The Balance !!! I really am only writing this for one reason and its because I read a review about it and I just didn’t like a comment that someone left. Its just so easy for some people to just be so arrogant about debt and blame t ...

BadCompany 07.04.2005 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Debt Issues

Dont let debt beat you

Advantages: None
Disadvantages: Your credit rating can affect your future, and money worries can affect your life

When I was 19 I decided that it was about time I got my own place. I was living with my mum and step dad and I felt like I needed my independence. Looking back on it now, I wish I had stayed with my parents for that little bit longer. After moving out ...

shandygirl34 24.08.2011 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Debt Issues

ARE YOU IN DEBT? THERE IS A LIGHT AT THE END OF THE TUNNEL

Advantages: There is free and impartial help out there
Disadvantages: Whilst debt is very distressing there is help available

INTRODUCTION Having read a number of reviews on other websites by members who are unfortunately caught in the debt trap has inspired me to write about my experience in managing finances and dealing with debt. I previously worked as a homelessnes ...

Alyson29 19.09.2010 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Debt Issues