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Member Advice on Finance

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Member Advice on Selling Endowments

(+) Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get. (-) Not all policies can be brought, certain criteria has to be met, not all companies are dealt with (*) (On Ciao since: 04/2002)

User reviews (6)

 
6 reviews

Member Advice on the National Lottery

(+) Nothing wrong with debauchery if your not mesmerized by assets (-) National obsession for the silver haired brigade (*) (On Ciao since: 07/2002)

User reviews (7)

 
7 reviews

Members Advice on buying a house

(+) The feeling you get when you unlock the door for the first time (-) Things can and likely will go wrong if you are complacent (*) (On Ciao since: 03/2004)

User reviews (11)

 
11 reviews

Member Advice on Maturing Pensions

(+) More freedom, flexibility and choice. More incentive to invest in pensions. (-) More scope for making wrong choices. (*) (On Ciao since: 04/2003)

User reviews (3)

 
3 reviews

Member Advice on Market Research

(+) Fairly well paid, flexible employment (-) No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*) (On Ciao since: 01/2001)

User reviews (8)

 
8 reviews

Members advice on New EEC laws on buying a house in France.

(+) People need to be informed. (-) None. (*) (On Ciao since: 03/2004)

User reviews (1)

 
1 Review

Family Days Out On A Budget

(+) quick attraction comparison price website (-) not much data at present, cannot list attractions the define children price by height (*) (On Ciao since: 03/2011)

User reviews (5)

 
5 reviews
Member Advice on Finance - Member Advice on The European Single Currency

Member Advice on The European Single Currency

(+) Stability, convenience, (-) Boring banknotes (*) (On Ciao since: 01/2001)

User reviews (17)

 
17 reviews

Member Advice on Chosing a New Gas or Electricity Supplier

(+) You could save some money! (-) You've still got to spend rather a lot! (*) (On Ciao since: 07/2002)

User reviews (3)

 
3 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Choosing Pet Insurance

(+) Cover for illness, injury and disease. (-) A good policy can be expensive, but a cheap policy may be a waste of money. (*) (On Ciao since: 07/2005)

User reviews (2)

 
2 reviews
Member Advice on Finance - Some Lifestyle Choices that can Save you Money

Some Lifestyle Choices that can Save you Money

(+) Saving Money (-) Getting used to saving money! (*) (On Ciao since: 10/2010)

User reviews (1)

 
1 Review

Member Advice on ISA's

(+) Ease of application (-) Stock market fluctuations (*) (On Ciao since: 02/2002)

User reviews (4)

 
4 reviews

Member Advice on Saving Money Online

(+) Opportunities to save, and earn money on the internet (-) Can be time consuming as you need to do your research to find the best offers. (*) (On Ciao since: 08/2010)

User reviews (1)

 
1 Review

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on Auctions

(+) Make some real money (-) You must be organised and keep up with the admin (*) (On Ciao since: 05/2001)

User reviews (5)

 
5 reviews

Member Advice on Stockbroking

(+) You could make a fortune (-) You could lose a fortune (*) (On Ciao since: 07/2000)

User reviews (7)

 
7 reviews

Members Advice on Customer Complaints

(+) Getting what you want. (-) Can be time consuming. (*) (On Ciao since: 08/2003)

User reviews (4)

 
4 reviews

What Do You Want From Your Bank?

(+) They are liable to many discrepancies and can be sued (-) Delving into your money pot regulary (*) (On Ciao since: 03/2001)

User reviews (9)

 
9 reviews

Member Advice on Preparing Business Plan

(+) Business Plan for all business (-) There arn't any because i wrote it :) (*) (On Ciao since: 06/2006)

User reviews (1)

 
1 Review

Member Advice on Independent Financial Advisers

(+) Expert impartial advise (-) It's down to an individual's opinion (*) (On Ciao since: 02/2001)

User reviews (5)

 
5 reviews

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Member Advice on the Pros and Cons of Joint Accounts

(+) can help you to save (-) can cause arguments (*) (On Ciao since: 08/2002)

User reviews (2)

 
2 reviews

Member Advice on Dealing with Credit Card Problems

(+) You can reduce your chances of fraud (-) You will eventually suffer fraud (*) (On Ciao since: 02/2004)

User reviews (2)

 
2 reviews

Member Advice on Selling a House

(+) You get an idea on what NOT to do (-) Its common sense really (*) (On Ciao since: 08/2001)

User reviews (6)

 
6 reviews

Identity Theft

(+) FOLLOW THE ADVICE, AND SAVE THE HASSLE AND YOUR MONEY (-) LOSING ALL OF YOUR HARD EARNED INCOME (*) (On Ciao since: 03/2009)

User reviews (3)

 
3 reviews

Income Tax on Ciao Earnings

(On Ciao since: 05/2012)

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Member Advice on Finance - Member Advice on Earning Money

Member Advice on Earning Money

(On Ciao since: 01/2010)

This product has not yet been reviewed. Rate it now

 

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

Maybe worth considering at some point

Advantages: Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get.
Disadvantages: Not all policies can be brought, certain criteria has to be met, not all companies are dealt with

I am not sure how many of you on here know what endowments are or may of even heard of them but i will briefly explain for those who don't Many years ago a lot of people took out what is called an endowment mortgage. An endowment is a bit like a saving ...

coolchanty 27.04.2002 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Selling Endowments

Deal with it NOW

Advantages: It usually beats surrendering
Disadvantages: There are numerous other options

If you hold an endowment mortgage, there is a reasonable chance that you have had a letter from your life assurance company suggesting that it may not succeed in getting the returns on your money required to repay your loan in full. Even Standard Life ...

daveops 13.03.2003 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Selling Endowments

My experience of selling my endowments

Advantages: Got more money and got rid of the worry
Disadvantages: Took a bit of time

I thought i would back up waht a few others have said on this site about the benefits of selling endowments as an alternative to just accepting the cash surrender value offered by the insurance company. I have had 5 endowments, 4 of which have now gone ...

CassyC 14.01.2009 ˇ Read full review
Ciao members have rated this review on average: helpful
Review of Member Advice on Selling Endowments

Where to sell endowment policies for cash

Advantages: Possible to get more cash than surrendering
Disadvantages: You lose the life assurance, but can always get it replaced.

Mortgage endowments are a bit of a red hot topic at the moment, with warning letters being sent out to thousands of unfortunate endowment policy holders, giving them the bad news that their endowment policy, so enthusiastically sold to them all those year ...

freespeech 17.01.2006 ˇ Read full review
Ciao members have rated this review on average: helpful
Review of Member Advice on Selling Endowments

AAP Endowments

Advantages: Do what they say
Disadvantages: May not get you the maximum possible

Our endowments were not on track to may off the mortage, so we looked at selling them. We got a number of offers from companies contacted on-line but settled in the end for AAP. They were quick, responded immediately to email questions and gave us ...

speaknoevil 05.03.2007 ˇ Read full review
Ciao members have rated this review on average: somewhat helpful
Review of Member Advice on Selling Endowments