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Member Advice on Finance

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Members Advice on Bankruptcy

(+) fresh start, no more debts (-) financial restraints, bad credit rating, possibility of losing all assets, embarrassing (*) (On Ciao since: 03/2002)

User reviews (8)

 
8 reviews

Member Advice on Fair Trade

(+) People working and trading with dignity. (-) A few pennies more. (*) (On Ciao since: 07/2001)

User reviews (6)

 
6 reviews

Member Advice on Market Research

(+) Fairly well paid, flexible employment (-) No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*) (On Ciao since: 01/2001)

User reviews (8)

 
8 reviews

Member Advice on Premium Bonds

(+) capital guaranteed, tax free winnings, potential of jackpot wins (-) relatively low returns on investment and high level of investment needed (*) (On Ciao since: 01/2003)

User reviews (8)

 
8 reviews

Family Days Out On A Budget

(+) quick attraction comparison price website (-) not much data at present, cannot list attractions the define children price by height (*) (On Ciao since: 03/2011)

User reviews (5)

 
5 reviews

Member Advice on Selling Endowments

(+) Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get. (-) Not all policies can be brought, certain criteria has to be met, not all companies are dealt with (*) (On Ciao since: 04/2002)

User reviews (6)

 
6 reviews

Member Advice on Selling a House

(+) You get an idea on what NOT to do (-) Its common sense really (*) (On Ciao since: 08/2001)

User reviews (6)

 
6 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Avoiding Credit Fraud

(+) SAVING YOU MONEY, TIME, HASSLE (-) NONE, APART FROM TIME OF READING THE ARTICLE (*) (On Ciao since: 12/2001)

User reviews (10)

 
10 reviews

Member Advice on Saving Money Online

(+) Opportunities to save, and earn money on the internet (-) Can be time consuming as you need to do your research to find the best offers. (*) (On Ciao since: 08/2010)

User reviews (1)

 
1 Review

Member Advice on the National Lottery

(+) Nothing wrong with debauchery if your not mesmerized by assets (-) National obsession for the silver haired brigade (*) (On Ciao since: 07/2002)

User reviews (7)

 
7 reviews

Member Advice on ISA's

(+) Ease of application (-) Stock market fluctuations (*) (On Ciao since: 02/2002)

User reviews (4)

 
4 reviews

Member Advice on Auctions

(+) Make some real money (-) You must be organised and keep up with the admin (*) (On Ciao since: 05/2001)

User reviews (5)

 
5 reviews

Member Advice on Dealing with Credit Card Problems

(+) You can reduce your chances of fraud (-) You will eventually suffer fraud (*) (On Ciao since: 02/2004)

User reviews (2)

 
2 reviews

Member Advice on Choosing Pet Insurance

(+) Cover for illness, injury and disease. (-) A good policy can be expensive, but a cheap policy may be a waste of money. (*) (On Ciao since: 07/2005)

User reviews (2)

 
2 reviews

Member Advice on Independent Financial Advisers

(+) Expert impartial advise (-) It's down to an individual's opinion (*) (On Ciao since: 02/2001)

User reviews (5)

 
5 reviews

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Identity Theft

(+) FOLLOW THE ADVICE, AND SAVE THE HASSLE AND YOUR MONEY (-) LOSING ALL OF YOUR HARD EARNED INCOME (*) (On Ciao since: 03/2009)

User reviews (3)

 
3 reviews

Member Advice on the Pros and Cons of Joint Accounts

(+) can help you to save (-) can cause arguments (*) (On Ciao since: 08/2002)

User reviews (2)

 
2 reviews

Member Advice on Chosing a New Gas or Electricity Supplier

(+) You could save some money! (-) You've still got to spend rather a lot! (*) (On Ciao since: 07/2002)

User reviews (3)

 
3 reviews

Member Advice on Preparing Business Plan

(+) Business Plan for all business (-) There arn't any because i wrote it :) (*) (On Ciao since: 06/2006)

User reviews (1)

 
1 Review

Member Advice on Pyramid Gifting Schemes

(+) NONE (-) You will almost certainly lose money (*) (On Ciao since: 11/2001)

User reviews (5)

 
5 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on Becoming a Host Family to Foreign Students

(+) Get to me some interesting foreigners (-) Can get a "bad penny" (*) (On Ciao since: 03/2004)

User reviews (4)

 
4 reviews

Members advice on New EEC laws on buying a house in France.

(+) People need to be informed. (-) None. (*) (On Ciao since: 03/2004)

User reviews (1)

 
1 Review

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

Members Advice on Customer Complaints

(+) Getting what you want. (-) Can be time consuming. (*) (On Ciao since: 08/2003)

User reviews (4)

 
4 reviews

Income Tax on Ciao Earnings

(On Ciao since: 05/2012)

This product has not yet been reviewed. Rate it now

 
Member Advice on Finance - Member Advice on Earning Money

Member Advice on Earning Money

(On Ciao since: 01/2010)

This product has not yet been reviewed. Rate it now

 

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

It's The End Of The World As We Know It

Advantages: fresh start, no more debts
Disadvantages: financial restraints, bad credit rating, possibility of losing all assets, embarrassing

This account only covers personal bankruptcy. I do not know anything about business bankruptcy and will not be able to comment on it. A couple of years ago everything in my life was on the up. I had a great job with a brilliant take home pay, a car and ...

Tempus_Fugit 16.12.2007 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Members Advice on Bankruptcy

No credit for taking this decision

Advantages: Frees you of worry
Disadvantages: feeling ashamed, financial restraints

Yesterday I went to court, to begin the process of winding up my personal and business affairs. It took me a long while to realise that I had no choice but to opt for Bankruptcy and it isn't necessarily the easy option. My business collapsed this y ...

ICECOLD 21.06.2005 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Members Advice on Bankruptcy

A FRESH START!

Advantages: anuls all debt that you cannot pay, gives you a fresh start
Disadvantages: affects your credit rating, gets put in the local newspaper!

Here we go , quite an embarressing situation to discuss. But i thought if it helped someone ,somewhere contemplating whether to become "bankrupt" , then its worth while! We have struggled for many years trying to pay off debts, consolidating loans, ...

sammieg29 24.08.2004 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Members Advice on Bankruptcy

A Last Resort for Me

Advantages: A fresh start
Disadvantages: Ruined credit for a time, stigma, embarrassment

I actually suggested this category for Ciao several months ago. I haven't had the nerve to write this opinion until now. Bankruptcy isn't the credit standing death sentence that it used to be. After three years, some creditors are willing to lend mon ...

Pelenya 24.03.2002 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Members Advice on Bankruptcy

A New Start

Advantages: Starting a fresh
Disadvantages: Embarassment and what comes with it.

Ok, I'll try again! Ciao this is my original review, I wrote it, I haven't copied it, but I want to add some more and can't access the account from which I originally did this! PLEASE DO NOT REMOVE IT AGAIN!!. Thanks to everyone who reads it. ...

MitchellandAimeesMum 24.11.2006 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Members Advice on Bankruptcy