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Member Advice on Finance

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Member Advice on Choosing a mortgage

(+) Learn about the best options out there in one go (-) Could convince you to purchase a property (*) (On Ciao since: 01/2002)

User reviews (10)

 
10 reviews

Member Advice on Fair Trade

(+) People working and trading with dignity. (-) A few pennies more. (*) (On Ciao since: 07/2001)

User reviews (6)

 
6 reviews

Members Advice on Bankruptcy

(+) fresh start, no more debts (-) financial restraints, bad credit rating, possibility of losing all assets, embarrassing (*) (On Ciao since: 03/2002)

User reviews (8)

 
8 reviews

Member Advice on Internet Banking

(+) access your account from home or the office, usual facilities available like ATM cards, no charges (-) security issues possibly (*) (On Ciao since: 08/2000)

User reviews (52)

 
52 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Premium Bonds

(+) capital guaranteed, tax free winnings, potential of jackpot wins (-) relatively low returns on investment and high level of investment needed (*) (On Ciao since: 01/2003)

User reviews (8)

 
8 reviews

Member Advice on Selling Endowments

(+) Can make 30% more on it, no tax or comission is taken off, what you are quoted is what you get. (-) Not all policies can be brought, certain criteria has to be met, not all companies are dealt with (*) (On Ciao since: 04/2002)

User reviews (6)

 
6 reviews

Members Advice on Student Bank Accounts

(+) Free accounts which offer bonuses and freebies (-) You're only expected to have one, so you need to know which to choose (*) (On Ciao since: 10/2000)

User reviews (4)

 
4 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on Renting Via Letting Agencies

(+) Added Security, Range Of Benefits, They Do The Hard Work (-) It Will Cost Money, You Need One You Can Trust (*) (On Ciao since: 05/2003)

User reviews (8)

 
8 reviews
Member Advice on Finance - Member Advice on The European Single Currency

Member Advice on The European Single Currency

(+) Stability, convenience, (-) Boring banknotes (*) (On Ciao since: 01/2001)

User reviews (17)

 
17 reviews

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Member Advice on Wills and Legal Issues

(+) Your money goes to the people you want it to (-) There is an initial cost (*) (On Ciao since: 11/2000)

User reviews (5)

 
5 reviews

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

Member Advice on Auctions

(+) Make some real money (-) You must be organised and keep up with the admin (*) (On Ciao since: 05/2001)

User reviews (5)

 
5 reviews

Members Advice on Customer Complaints

(+) Getting what you want. (-) Can be time consuming. (*) (On Ciao since: 08/2003)

User reviews (4)

 
4 reviews

Member Advice on Becoming a Host Family to Foreign Students

(+) Get to me some interesting foreigners (-) Can get a "bad penny" (*) (On Ciao since: 03/2004)

User reviews (4)

 
4 reviews

Member Advice on Selling a House

(+) You get an idea on what NOT to do (-) Its common sense really (*) (On Ciao since: 08/2001)

User reviews (6)

 
6 reviews

What Do You Want From Your Bank?

(+) They are liable to many discrepancies and can be sued (-) Delving into your money pot regulary (*) (On Ciao since: 03/2001)

User reviews (9)

 
9 reviews

Member Advice on Saving Money Online

(+) Opportunities to save, and earn money on the internet (-) Can be time consuming as you need to do your research to find the best offers. (*) (On Ciao since: 08/2010)

User reviews (1)

 
1 Review

Member Advice on Chosing a New Gas or Electricity Supplier

(+) You could save some money! (-) You've still got to spend rather a lot! (*) (On Ciao since: 07/2002)

User reviews (3)

 
3 reviews

Member Advice on Pyramid Gifting Schemes

(+) NONE (-) You will almost certainly lose money (*) (On Ciao since: 11/2001)

User reviews (5)

 
5 reviews

Identity Theft

(+) FOLLOW THE ADVICE, AND SAVE THE HASSLE AND YOUR MONEY (-) LOSING ALL OF YOUR HARD EARNED INCOME (*) (On Ciao since: 03/2009)

User reviews (3)

 
3 reviews
Member Advice on Finance - Some Lifestyle Choices that can Save you Money

Some Lifestyle Choices that can Save you Money

(+) Saving Money (-) Getting used to saving money! (*) (On Ciao since: 10/2010)

User reviews (2)

 
2 reviews

Members advice on New EEC laws on buying a house in France.

(+) People need to be informed. (-) None. (*) (On Ciao since: 03/2004)

User reviews (1)

 
1 Review

Member Advice on Preparing Business Plan

(+) Business Plan for all business (-) There arn't any because i wrote it :) (*) (On Ciao since: 06/2006)

User reviews (1)

 
1 Review

Member Advice on the Pros and Cons of Joint Accounts

(+) can help you to save (-) can cause arguments (*) (On Ciao since: 08/2002)

User reviews (2)

 
2 reviews

Income Tax on Ciao Earnings

(On Ciao since: 05/2012)

This product has not yet been reviewed. Rate it now

 
Member Advice on Finance - Member Advice on Earning Money

Member Advice on Earning Money

(On Ciao since: 01/2010)

This product has not yet been reviewed. Rate it now

 

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

i get by with a little help from my friends

Advantages: Learn about the best options out there in one go
Disadvantages: Could convince you to purchase a property

Did you know that today 42% of first time buyers now rely on parental help to get on the property ladder? I did, although I could afford the monthly payments for the mortgage it was impossible to raise the deposit needed in such a short space of time tha ...

KELLYLOUJ 30.05.2007 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Choosing a mortgage

Mortgage Minefield

Advantages: Shopping around can save you loads of money
Disadvantages: As nobody knows what interest rates will do, it is all a bit of a gamble

If you have ever bought a house and tried to wade through what the mortgage market has to offer, you will know how daunting it can be. There are so many different types of mortgage and special deals on offer that you can get bogged down within a few min ...

jpass 28.01.2002 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Choosing a mortgage

How Much Should You Borrow

Advantages: Can Be A Good Investment
Disadvantages: Can End Up In Negative Equity

In this member advice section it centres around 'choosing a mortgage' however the most important thing to do before you choose a specific mortgage and lender is to know how much you can afford to borrow. Many people make the mistake of borrowing too much ...

criple 08.06.2002 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Choosing a mortgage

The bluffers guide to mortgages

Advantages: n/a
Disadvantages: n/a

Mortgage, now there's a frightening word for you. Not afraid of mortgages? Well you should be. Sorry to sound deadly serious here for a moment but in what other situation are you likely to borrow up to four times your annual salary over the course of the ...

dreamerz 21.06.2002 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Choosing a mortgage

The Mortgage Crisis and how you can get round it

Advantages: There is lots of tools out there to help
Disadvantages: It takes time and patience to do this

It has been a long time since I wrote a review. Infact three years now, but I am back on the scene. I am writing today about my current experience with the mortgage crisis. It is so happening at the wrong time. I currently live at home with my pare ...

coolchanty 09.04.2008 ˇ Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Choosing a mortgage