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Member Advice on Finance

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Member Advice on Premium Bonds

(+) capital guaranteed, tax free winnings, potential of jackpot wins (-) relatively low returns on investment and high level of investment needed (*) (On Ciao since: 01/2003)

User reviews (8)

 
8 reviews

Member Advice on Wills and Legal Issues

(+) Your money goes to the people you want it to (-) There is an initial cost (*) (On Ciao since: 11/2000)

User reviews (5)

 
5 reviews

Member Advice on Maturing Pensions

(+) More freedom, flexibility and choice. More incentive to invest in pensions. (-) More scope for making wrong choices. (*) (On Ciao since: 04/2003)

User reviews (4)

 
4 reviews

Member Advice on Selling a House

(+) You get an idea on what NOT to do (-) Its common sense really (*) (On Ciao since: 08/2001)

User reviews (6)

 
6 reviews

Member Advice on the National Lottery

(+) Nothing wrong with debauchery if your not mesmerized by assets (-) National obsession for the silver haired brigade (*) (On Ciao since: 07/2002)

User reviews (7)

 
7 reviews

Member Advice on How to Save Money Shopping Online

(+) Good bargains, Money saved (-) Can't think of any (*) (On Ciao since: 11/2004)

User reviews (2)

 
2 reviews

Member Advice on Investment Trusts

(+) low management fees and "zeros" give an absolute return (-) not completely risk free (*) (On Ciao since: 08/2001)

User reviews (4)

 
4 reviews

Member Advice on Saving Money Online

(+) Opportunities to save, and earn money on the internet (-) Can be time consuming as you need to do your research to find the best offers. (*) (On Ciao since: 08/2010)

User reviews (1)

 
1 Review

Member Advice on Pyramid Gifting Schemes

(+) NONE (-) You will almost certainly lose money (*) (On Ciao since: 11/2001)

User reviews (5)

 
5 reviews

Identity Theft

(+) FOLLOW THE ADVICE, AND SAVE THE HASSLE AND YOUR MONEY (-) LOSING ALL OF YOUR HARD EARNED INCOME (*) (On Ciao since: 03/2009)

User reviews (3)

 
3 reviews
Member Advice on Finance - Some Lifestyle Choices that can Save you Money

Some Lifestyle Choices that can Save you Money

(+) Saving Money (-) Getting used to saving money! (*) (On Ciao since: 10/2010)

User reviews (2)

 
2 reviews

Family Days Out On A Budget

(+) quick attraction comparison price website (-) not much data at present, cannot list attractions the define children price by height (*) (On Ciao since: 03/2011)

User reviews (5)

 
5 reviews

Member Advice on ISA's

(+) Ease of application (-) Stock market fluctuations (*) (On Ciao since: 02/2002)

User reviews (4)

 
4 reviews

Member Advice on the Pros and Cons of Joint Accounts

(+) can help you to save (-) can cause arguments (*) (On Ciao since: 08/2002)

User reviews (2)

 
2 reviews

Member Advice on Independent Financial Advisers

(+) Expert impartial advise (-) It's down to an individual's opinion (*) (On Ciao since: 02/2001)

User reviews (5)

 
5 reviews

What Do You Want From Your Bank?

(+) They are liable to many discrepancies and can be sued (-) Delving into your money pot regulary (*) (On Ciao since: 03/2001)

User reviews (9)

 
9 reviews

Member Advice on Preparing Business Plan

(+) Business Plan for all business (-) There arn't any because i wrote it :) (*) (On Ciao since: 06/2006)

User reviews (1)

 
1 Review

Member Advice on Renting Via Letting Agencies

(+) Added Security, Range Of Benefits, They Do The Hard Work (-) It Will Cost Money, You Need One You Can Trust (*) (On Ciao since: 05/2003)

User reviews (8)

 
8 reviews

Members advice on New EEC laws on buying a house in France.

(+) People need to be informed. (-) None. (*) (On Ciao since: 03/2004)

User reviews (1)

 
1 Review

Member Advice on Dealing with Credit Card Problems

(+) You can reduce your chances of fraud (-) You will eventually suffer fraud (*) (On Ciao since: 02/2004)

User reviews (2)

 
2 reviews

Member Advice on Auctions

(+) Make some real money (-) You must be organised and keep up with the admin (*) (On Ciao since: 05/2001)

User reviews (5)

 
5 reviews

Member Advice on Council Tax

(+) It could be higher (-) Everything else (*) (On Ciao since: 05/2002)

User reviews (6)

 
6 reviews

Member Advice on Chosing a New Gas or Electricity Supplier

(+) You could save some money! (-) You've still got to spend rather a lot! (*) (On Ciao since: 07/2002)

User reviews (3)

 
3 reviews

Member Advice on Market Research

(+) Fairly well paid, flexible employment (-) No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*) (On Ciao since: 01/2001)

User reviews (8)

 
8 reviews

Member Advice on How to Improve Your Credit Rating

(+) Only for the con man (-) Debt and lifelong worry (*) (On Ciao since: 10/2002)

User reviews (3)

 
3 reviews

Member Advice on Stockbroking

(+) You could make a fortune (-) You could lose a fortune (*) (On Ciao since: 07/2000)

User reviews (7)

 
7 reviews

Members Advice on Customer Complaints

(+) Getting what you want. (-) Can be time consuming. (*) (On Ciao since: 08/2003)

User reviews (4)

 
4 reviews

Members advice on home budgeting.

(+) SAVING MONEY TO BUY THINGS YOU WANT (-) NOTHING, HOW CAN SAVING MONEY BE BAD (*) (On Ciao since: 03/2004)

User reviews (5)

 
5 reviews

Income Tax on Ciao Earnings

(On Ciao since: 05/2012)

This product has not yet been reviewed. Rate it now

 
Member Advice on Finance - Member Advice on Earning Money

Member Advice on Earning Money

(On Ciao since: 01/2010)

This product has not yet been reviewed. Rate it now

 

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(*) Reviews by Ciao members

Latest reviews in Member Advice on Finance »

Conservative choice but not a high yield one

Advantages: capital guaranteed, tax free winnings, potential of jackpot wins
Disadvantages: relatively low returns on investment and high level of investment needed

Having chosen a wide number of investments, and left some in a savings account, paying a fairly derisory rate of interest, I moved some of the money into an ING Direct account and put the balance into premium bonds, back in June 2005. Part of the lure of ...

Morgenhund 05.06.2006 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Premium Bonds

Premium Bonds - A winning investment

Advantages: Guaranteed to get your investment back. MAY win a biggie!
Disadvantages: None

I'd never really given serious thought to premium bonds. I though your chances of winning were about as good as the lottery, miniscule, so had just invested monthly in a savings account. When I sold my house to go travelling in October 2004, I looked a ...

Sandroulla 07.05.2006 · Read full review
Ciao members have rated this review on average: very helpful
Review of Member Advice on Premium Bonds

Premium Bonds - You genuinely cannot lose

Advantages: Your money keeps its value & you can win loads of dosh
Disadvantages: inflation which is very low anyway

Premium Bonds op It’s pretty certain that the vast majority of people reading this op do the Football Pools, the Lottery, play Bingo regularly or invest in ISAs and similar. I used to spend £30 a month on the Pools, £40 on the Lottery & £100 on an ISA; ...

topcol 25.01.2003 · Read full review
Ciao members have rated this review on average: helpful
Review of Member Advice on Premium Bonds

We've had a winner

Advantages: Don't get wet purchasing
Disadvantages: Could wait for years to get a winner

I had never had a Premium Bond in my life, although I do believe that both of my parents had received them when they were children but neither of them had ever won. So when my mother-in-law purchased them for my children as a gift I was bit sceptical. ...

rachelkanga 12.01.2005 · Read full review
Ciao members have rated this review on average: helpful
Review of Member Advice on Premium Bonds

Premium Bonds - Are they really that good?

Advantages: Free money!
Disadvantages: Will you ever win?

Premium Bonds. You decide to invest £500 in premium bonds. Not because you are hoping to win a fortune, not because you are expecting to win small amounts. But because you think to yourself - Rather than earning pennies a year in a bank account, you wo ...

surveysteve 19.03.2006 · Read full review
Ciao members have rated this review on average: helpful
Review of Member Advice on Premium Bonds