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Member Advice on Independent Financial Advisers

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I am not a financial adviser, & have never been, but, I have worked on the administration side within the Financial Services Sector for 25 years. Working with 3 substantial product providers, and 3 Independent Financial Advisers (IFA’s). I have therefore ‘seen and experienced both ... Read review

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What a Minefield

AdvantagesExpert impartial advise

DisadvantagesIt's down to an individual's opinion

"I am not a financial adviser, & have never been, but, I have worked on the administration side within the Financial Services Sector for 25 years. Working with 3 substantial product providers, and 3 Independent Financial Advisers (IFA’s). I have therefore ‘seen and experienced both sides’. Even though there are now strict regulations imposed on the Financial Services, it is my opinion that not all IFA’s religiously do what ..." Read review
26.02.2001

Ciao members have rated this review on average: very helpful

Community Level 8Collingwoo...

Collingwood21

Financial Advice for all your life

AdvantagesSave money, be better off

DisadvantagesIt takes time and effort on your part to do so

"The start of a new year is traditionally the time for spring-cleaning - including sorting out your finances. I'm sure there are a lot of people who see the word "financial" and just switch off, assuming it will either be boring or irrelevant as they are rich enough for such matters. But, if you are careful with financial management, you can end up with more money working harder for you, which will leave you better off. That has surely got to be worth ..." Read review
17.01.2003

Ciao members have rated this review on average: very helpful

Community Level 8SusanLesley

SusanLesley

Do it yourself

AdvantagesSatisfaction, saving a bit of money

DisadvantagesA bit of effort and organisation

"This is an opinion to show you how to manage your own finances and save a bit of money into the process. My own personal way of saving is this – Look after the pennies and the pounds will look after themselves. I know that sometimes the amount that you have available to save doesn't seem very much, but it really does mount up over time. Saving money and spending it for that matter are a matter of personal choice the same as most things ..." Read review
14.08.2001

Ciao members have rated this review on average: very helpful

Community Level 4asyis

asyis

Explore your way to glory

Advantagesnone

Disadvantagesnone

"This is a review on how to get your business plan approved... After the invasion of Internet, in the last 7 years or so, lots of investment companies have turned themselves in to Angel’s who put heavy money on a good idea. The other factor is that most of the heavy funding have don’t lot of flacks in the current technology market. Its very important, that these VC’s have become now more rigid in their policies. Some of the ..." Read review
08.05.2001

Ciao members have rated this review on average: very helpful

Community Level 1rafiqatwork

rafiqatwork

clear and to the point

Advantagesclear, sensible advice with links

Disadvantagesmore organised approach to providing information

"i can quite honestly say that a lot of people, even those with some degree of understanding in finance, are puzzled by financial 'jargon',the variety of products and services that are on offer. Most of us need information that is clear and to the point, this is not often the case. Most IFA'S(INDEPENDENT FINANCIAL ADVISERS) are in the position to offer you variety of products and services from different institutions, this should be a good thing , ..." Read review
15.03.2003

Ciao members have rated this review on average: helpful

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Compare similar topics to Member Advice on Independent Financial Advisers »

It's your will - let it happen
NONE (*)
Saving Money
Getting used to saving money! (*)
low management fees and "zeros" give an absolute return
not completely risk free (*)
Opportunities to save, and earn money on the internet
Can be time consuming as you need to do your research to find the best offers. (*)
SAVING MONEY TO BUY THINGS YOU WANT
NOTHING, HOW CAN SAVING MONEY BE BAD (*)
capital guaranteed, tax free winnings, potential of jackpot wins
relatively low returns on investment and high level of investment needed (*)
A much nicer home
The stress and expense of moving (*)
Nothing wrong with debauchery if your not mesmerized by assets
National obsession for the silver haired brigade (*)
Shop around
Too many fiddle the insurance (*)
None
Distressing, splits families apart, losing everything (*)
Only for the con man
Debt and lifelong worry (*)
Make some real money
You must be organised and keep up with the admin (*)
Getting what you want.
Can be time consuming. (*)
Fairly well paid, flexible employment
No guarantee of work, can be difficult, having to pay expenses, are you sure to get paid? (*)
(*) Reviews by Ciao members