Had my second hand car for 4 weeks, it was sold to me with a premium Autoguard warranty.
The car started making a loud noise on start up so I took it to a garage who took 3 hours to investigate, problem turned out to be starter motor, and then a further 2 hours labour to remove the old one and fit a new one.
Autoguard would only pay for 30 minutes towards investigation of the fault, 75% of the price of a new starter motor and only 1 hours labour to fit it.
This is supposed to be a premium warranty that's covers the first £1000 of any claim.
Save your hard earned money and put it to better use elsewhere. I wouldn't give this company any of your money as they do not pay out or cover what they advertise.