Banking & Personal Finance > Mortgage Lenders

Advantages: lend to poor credit history
Disadvantages: not well known , charge for changing insurance policy

...our house insurance poilcy and GMAC charged us £40 for doing this . Spoke to them a few times on the phone and their manner is well polite and helpful. Any problems you have if they can help they will do there best to assit you in any way. Also , just before Christmas i applied for a loan for a new car and GMAC was the finance company , they took a bit longer in getting back to me but they accepted my loan and now i have my car loan with as well. ... Read review

Advantages: Use the more popular cash tills, loads of branches
Disadvantages: Bank charges,bank charges and bank charges

...my savings account with the Northern when I was about 12 and kept it, as well as adding additional current accounts etc until I was 32. Unfortunately customer loyalty accounts for nothing and they got to the stage where they would have brought in a policy of charging you for walking past their bank if they thought they could get away with it. Go 1p into the red and out pops a letter at a cost of £25 telling you that you are overdrawn. Maybe there ... Read review

Advantages: Sub-prime lender, varied number of products
Disadvantages: some of the interest rates tend to be a little high

Mortgages Plc are based in Scotland, the main reason I would recommend these is that they offer sub-prime mortgages which are aimed at people who do not have perfect credit, and for many of the products have competetive interest rates, this is an option good for those people who may find it hard getting a mortgage with High Street lenders, they also have self-cert schemes which allow you to state an income higher than you would normally e.g. good ...
...this is not normally the case. There product range is also good as they offer mortgages to suit all, Buy to Lets, First Time Buyers, Let to Buys, Right to Buys etc. And they have a good customer service team who won't keep you on hold all day ... Read review

Advantages: Customer service, up front about fees
Disadvantages: Fees for statements, high early repayment charges

...product, but work to remortgage Lambeth Building Society mortgages on an everyday basis. The Lambeth Building Society is now known as Portman Building Society and we contact them for all queries in regards to repaying your mortgage. The Portman are generally quite efficient when it comes to the process of you wishing to remortgage, but there are a few points that people must take note of when repaying their mortgage. Early repayment charges which ...
...fixed term tend to be very high with the Portman in relation to the size of your mortgage. Obviously they are a percentage of your mortgage, but the percentage (I cannot tell you what this in a numerical format, simply check your original contract) is very high in comparison to more mainstream lenders such as Halifax and Nationwide who sometimes have early repayment charges less than £100. I have never seen this with Portman. Also, be careful how ... Read review

Advantages: Excellent, personal and competitive service
Disadvantages: Not everyone realises how good they are!

An excellent local Building Society that prides itself on quality of service. Provided you yourself make the effort to be an honest, reliable and geuine client, you will find this organisation will do its utmost to offer a quality of service that is quite unique. Mortgage Products are constantly improving and the rates are not as generous as the high street but the service levels also way exceed the high street. However for flexibility and understanding, ... Read review