Mortgages Plc

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Reviews - Mortgages Plc

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Satisfactory

Not many unless you like parting with ££££

Loads of errors, poor communication

We have just terminated our Mortgage with Mortgages Plc at the end of our one year fixed deal. We had to go down the route of self certification as my partner had a job which paid heavily on commission, making it difficult for a high street lender to give us anything more than 65% loan to value...

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Excellent

Sub-prime lender, varied number of products

some of the interest rates tend to be a little hig...

Mortgages Plc are based in Scotland, the main reason I would recommend these is that they offer sub-prime mortgages which are aimed at people who do not have perfect credit, and for many of the products have competetive interest rates, this is an option good for those people who may find it hard...

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Excellent

published 01/02/2008

I recently applied for a mortgage with Mortgages PLC, the experience was brillient from start to finish!! I have never had any problems and due to my age I would not have found it easy to approach a high street lender, so Mortgages PLC was a god send. I would recommend any one to consider the company for there financial needs.

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Not for me

published 03/07/2008

Will be moving mortgage after fixed term is up.Took two payments after porting mortgage and had to wait 6 days to get it refunded.Ridiculous and an obvious way of earning interest as I was informed that this was inevitable after missing the cut off point.Procedures are not customer friendly.Told I will get any charges refunded but the onus is on me to prove it and be out of pocket in the interm period.

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Not for me

published 23/12/2007

Please think twice about these guys, they have a hefty tie, in 6-10% of the loan amount if your exit early. Also if you want to change your property to a rental they add another 1.5% , these have got to be the most unfriendly and boxed in lenders i know, i am suffering big time, my life is owned by them financially . I feel suicidal at the moment with no space to negotiate or breath. A mortgage with sub prime does not allow you to benefit from your circumstances benefiting , ie i earn more money now, they stitiched me with fixed term. My stupid fault, be aware be very aware.

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