Home > Finance > Banking & Personal Finance > Specialist Mortgage Lenders > Mortgages Plc
No image available
User rating 2 Reviews

Community Quote

We have just terminated our Mortgage with Mortgages Plc at the end of our one year fixed deal. We had to go down the route of self certification as my partner had a job which paid heavily on... more

User Reviews

for Mortgages Plc
  • 13 of 13 Ciao users found the following review helpful
    Picture of memphisto_chick

    memphisto_chick

    User doesn't recommend the product

    Advantages Advantages Not many unless you like parting with ££££

    Disadvantages Disadvantages Loads of errors, poor communication

    We have just terminated our Mortgage with Mortgages Plc at the end of our one year fixed deal. We had to go down the route of self certification as my partner had a job which paid heavily on commission, making it difficult for a high street lender to give us anything more than 65% loan to value. We went through a broker and he came up with a deal through Advantage Home Loans, a sub company of Mortgages PLC. The deal itself was OK, we had expected a higher rate for self cert candidates, it tied us in for 1 year. We thought the quote was good enough to continue with and we propmptly found a ... more
  • 1 of 9 Ciao users found the following review helpful
    Picture of zazzyzoe

    zazzyzoe

    User recommends the product

    Advantages Advantages Sub-prime lender, varied number of products

    Disadvantages Disadvantages some of the interest rates tend to be a little high

    Mortgages Plc are based in Scotland, the main reason I would recommend these is that they offer sub-prime mortgages which are aimed at people who do not have perfect credit, and for many of the products have competetive interest rates, this is an option good for those people who may find it hard getting a mortgage with High Street lenders, they also have self-cert schemes which allow you to state an income higher than you would normally e.g. good for people who are paid mostly by commission as all commission can be used and this is not normally the case. There product range is also good as ... more

Related Tags

for Mortgages Plc