Please think twice about these guys, they have a hefty tie, in 6-10% of the loan amount if your exit early. Also if you want to change your property to a rental they add another 1.5% , these have got to be the most unfriendly and boxed in lenders i know, i am suffering big time, my life is owned by them financially . I feel suicidal at the moment with no space to negotiate or breath.
A mortgage with sub prime does not allow you to benefit from your circumstances benefiting , ie i earn more money now, they stitiched me with fixed term.
My stupid fault, be aware be very aware.