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Motor Insurance - In general

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Satisfactory

You don't get prosecuted for having none, peace of...

Expense, hassle, not there when you need help.

This is more a cautionary tale about an insurer than a recommendation I'm afraid but it might make people think before accepting an insurance policy. I am so upset with my insurance company, who had better remain nameless in case they sue me on top of everything else. Perhaps naively I assumed...

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Satisfactory

“Pick A Figure, Any Figure...”

published 17/10/2004

It's a legal requirement!

You have to really shop around for a good price

Company cars are great. You don't have to worry about anything. Somebody else services them and pays the bills, and if you crash them it's not your insurance that pays out. So after seven years of driving company cars I was incredibly ignorant of the whole insurance industry. Purchasing my own...

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Not for me

“discusting”

published 21/08/2000

you can legally drive the car

it is over the top expensive

I am under 25 and i drive a fast car my insurance is expensive. Whats the problem you may say well the problem is that i have a clean licence held since i was 17 and the car i drive is 13 years old the premium is nearly the value of the car i pay £900 for a car valued at £1500 this was my...

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Not for me

See text of opinion

See text of opinion

~ ~ Right. Time for a good old-fashioned rant from the ‘mad cabbie’, methinks. One of my pet hates in life is insurance companies in general, and more specifically, the breed that supply us all with our (compulsory) insurance for our motor vehicles. Before I get started, let me state...

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Excellent

A MUST HAVE ITEM

PROOF OF THE PUDDING IS ONLY WHEN MAKING A CLAIM!

In the UK motor insurance is a legal requirement. It is against the law if you use (or permit to be used) a motor vehicle on the public highway without third party insurance - to quote the Road Traffic Act. I have been in this business for some 15 years now and I realised a long time ago that if...

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Excellent

Peace of mind, security.

A bit of extra expense.

Motor Insurance! We are bombarded with adverts and offers about it from all sides - T.V., newspapers, magazines, e-mail and snail mail! Do we need it? Of course! Apart from it being a legal requirement, often our cars are the biggest investments in our lives after a house. We need to protect the...

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Not for me

None, I suppose they may pay out if you need to cl...

Too many to list, read on, can't pay by cheque for...

I am currently 16 years old, so immediately you are probably saying, why does this person need car insurance? Well next week I will be 17 and I'm trying to get my car insured before my birthday, so that I have insurance cover so that I can drive on my birthday. I also need the insurance policy to...

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Not for me

Absolutely none!

They lied, they were incompetent, they coudln't ca...

This is our story of the incompetence we suffered at the hands of Insurance Express of Hampstead, Birmingham. It is intended to act as a dire warning to anyone considering using this firm. Take my advice – don’t! In May of 1999 we purchased our first car - a D reg Nissan Bluebird...

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Satisfactory

We have to have some kind of insurance system for ...

The way the industry generally works at the moment...

Having read some of the other opinions here and feeling strongly about this subject/industry myself, I thought I’d share some observations of my own. To express these I could use a number of illustrations, all of which I’ve shared and discussed with a friend who is fairly high up in the industry...

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Satisfactory

“BARMY PRICES”

published 12/09/2000

You need it

Too expensive

I am 17 and am on a provisonal licence. I will drive a 1.0 litre Nissan Micra with out a stereo and with a security device. I tried 12 of the online quotes for insurance. The prices ranged from a staggering £1,500 Third party Fire and theft to £2,500 fully comprehensive. I eventually got the...

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Excellent

Definately saves money

None

Motor Insurance in General (SHOP AROUND) Let's face it, none of us like the fact that if we want to drive a car on the road we are legally bound to purchase insurance. Like any other supplier they have to have a pricing policy to enable them to accurately calculate the costs involved and the...

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Satisfactory

“Young peoples nightmare”

published 08/03/2001

Are none except it'd the law

TOO EXPENSIVE

For us young people a car is normally essential, getting to work, mobility and with the government transaport the way it is a car is a must. BUT when ou purchase the car and then get your insurance quotes you wish you hadn't. I own a Mondeo 1.8LX R-reg and my insurance is £1800 fully comp. That's...

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Satisfactory

“1st time car insurance costs”

published 23/09/2001

None

poverty for most of the year

Im 18 and a student, so have very little money in the first place. Ive just paid for all my lessons and managed to pass my test...so what comes next, buying a car. EMERGENCY STOP! 'Wrong!!!' before you buy a car you now have to look at home much your going to get stung on the insurance. I can...

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Good

You have to have it, keeps crazies off the road

Price

Is All-Insurance a company? Well, this op is about car insurance in general, ok? Buying a car. OK, lets check costs. First, the car itself. Upwards of £100, not bad. Second, petrol. Depends on how much you drive. Third, road tax. Not too bad, once a year and its done. Hmm, that doesnt sound too...

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Not for me

Its the law so you need to have it

quick to take your money, not so quick to give it ...

We have always had fully comp insurance and thought if anything ever happened we would be covered. How wrong can you be. In January we put our car in the local garage for a service, while there the garage blew up, with our car inside it (not our cars fault, it was a gas canister that caused it)...

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