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Motor Insurance - In general

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This is more a cautionary tale about an insurer than a recommendation I'm afraid but it might make people think before accepting an insurance policy. I am so upset with my insurance company, who had better remain nameless in case they sue me on top of everything else. Perhaps naively I assumed ... Read review

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Community Level 3kitchengod...

kitchengoddess

Where are they when you need them?!

AdvantagesYou don't get prosecuted for having none, peace of mind till you need help!

DisadvantagesExpense, hassle, not there when you need help.

"This is more a cautionary tale about an insurer than a recommendation I'm afraid but it might make people think before accepting an insurance policy. I am so upset with my insurance company, who had better remain nameless in case they sue me on top of everything else. Perhaps naively I assumed they were there to help if the worst happened to my car, so I could replace it without much expense. I cruised along with this cosy view of the situation ..." Read review
12.07.2004

Ciao members have rated this review on average: very helpful

Community Level 6markd_uk

markd_uk

Pick A Figure, Any Figure...

AdvantagesIt's a legal requirement!

DisadvantagesYou have to really shop around for a good price

"Company cars are great. You don't have to worry about anything. Somebody else services them and pays the bills, and if you crash them it's not your insurance that pays out. So after seven years of driving company cars I was incredibly ignorant of the whole insurance industry. Purchasing my own car after such a long time was a daunting enough task, but once the deposit was paid on a 2000-model Jeep Grand Cherokee Limited with a four-litre engine ..." Read review
17.10.2004

Ciao members have rated this review on average: very helpful

Community Level 2toffeeboy

toffeeboy

Would you buy it if you didn't HAVE to have it? Review with images

AdvantagesA MUST HAVE ITEM

DisadvantagesPROOF OF THE PUDDING IS ONLY WHEN MAKING A CLAIM!

"In the UK motor insurance is a legal requirement. It is against the law if you use (or permit to be used) a motor vehicle on the public highway without third party insurance - to quote the Road Traffic Act. I have been in this business for some 15 years now and I realised a long time ago that if this law should ever change I'd be out of a job! Motor insurers continually get bad press. Quite simply for every 100 satisfied customers there will ..." Read review
20.03.2004

Ciao members have rated this review on average: very helpful

Look Out You Vultures - Your Days Are Numbered

AdvantagesSee text of opinion

DisadvantagesSee text of opinion

"...our (compulsory) insurance for our motor vehicles. Before I get started, let me state that I’m NOT some raving left wing Socialist, who believes that anybody in life that makes a healthy profit should be put against the nearest wall and shot at dawn. We live in a Capitalist system here in the West, and I mostly go along with that system, for all its faults, as I think that the principle that the harder that someone works, or if they come up ..." Read review
15.08.2002

Ciao members have rated this review on average: very helpful

Bridge that gap with Gap Motor Insurance!

AdvantagesPeace of mind, security.

DisadvantagesA bit of extra expense.

"...internet, this type of extra motor insurance is not very well publicised, except when you are at the dealers and purchasing your new car. A search on the internet will provide lots of companies willing to sell you this insurance cover. You may find out that it cost about £250-£400 for 3 years cover. I found that this was a small price to pay for the peace of mind that it gives me for knowing that the shortfall should a write-off happen again was ..." Read review
22.10.2004

Ciao members have rated this review on average: very helpful

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