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NatWest Card Plus Account

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4 Apr 5th, 2007 

9 Ciao members have rated this review on average: helpful

Advantages:
Friendly Staff, Good Interest and Easy To Apply

Disadvantages:
You have to be 18 to do online banking  :  - (

Recommendable Yes:

Detailed rating:

Efficiency of service

Competitiveness of charges/rates

Online - Content/organization of site

AndyGray2k7

AndyGray2k7

About me:

TAKING A BREAK FROM CIAO! FOR A WHILE - BE BACK BEFORE CHRISTMAS :-)

Member since:21.03.2007

Reviews:32

Members who trust:6

INTRODUCTION
When i was 12 i decided to open a NatWest Card Plus account as you get a Solo Card meaning i could shop online and in-store at shops which displayed the "Solo" card logo, which most of shops do.

MY EXPERIANCE
When i went to apply for a Card Plus Account i did it online first and within less than a week was given a letter telling me to go to a branch to confirm my identity and put my minimum of £1 in to open the account. The staff there were very friendly and helped me with all my questions i gave them :-)
The Card Plus account interest Rate is very good at 3.15% AER paid monthly! You also recieve statments monthly, so you know whats going on with your account and can make sure there is no unwanted or fraud transactions on your account. If there is an unwanted/fraud transaction on your account, tell NatWest straight away.
Since im only a teenager i can't use there online banking service, which is a let down as it would be nice to know whats happening with my account wen i am indoors and the bank is closed...
I used my NatWest Card Plus account for shopping online (its a current account so make sence!), for Savings i have a "Nationwide Smart" account (which i have also written a review on).

SUMMARY
Go with NatWest if your going to spend your money online, but if your just saving go with Nationwide.  

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