Nationwide Building Society Credit Card

The card Nationwide have three credit cards. The Classic, the Cash reward and the Comic Relief. The Classic offers: a. Up to 56 days interest free credit (but NOT on cash advances). b. Free purchase cover for loss, theft or damages to most purchases over £50 c. Free extended warranty for a further 12 months on selected gas and electrical goods d. Initial interest rate of 0% (for first 6 months of owning card), but it is currently 13.9% as standard. d. No commission fees on purchases abroad e. No commission fees on cash withdrawals abroad, but there is a cash withdrawal fee of 1.25% (minimum £1 ... more

I believe in having several different credit cards to cover different purposes and I got this card some years ago for three reasons: 1) 0% credit balance transfer My initial purpose for this card was to use it as part of my general stoozing strategy. This is where you take advantage of a credit card company's introductory offer of 0% on purchases and/or 0% on balance transfers. Currently, the Nationwide offer is ten months on balance transfers and three months on purchases. So as not to get caught out, it is generally better to use the card for either the purchases offer or the balance ... more

I have been banking with Nationwide Building Society for over 15 years and have one of their credit cards as well as other financial products from them. Nationwide currently offer three credit cards all of which are Visa cards:- Classic Card (offers low interest 13.9% apr) Cash Reward (offers 1.0% for 1st 6 months then 0.5%) Comic Relief (donates an initial £5.65 and then 0.5% of all purchases) The card I currently have is the cash reward, below I hope to summarise some of the features and charges. **************Charges************* As I clear my balance every month the APR interest rate ... more

Apply for and use a Nationwide Visa card you will not earn free loyalty points. Huh ? Well, Nationwide have basically decided that points based loyalty schemes only benefit a few people as you need to spend large amounts to get any decent return. So what they have done is create one with damm good features and low interest rates instead. There are actually 3 options you can get - the Classic, The Comic relief Charity and the Cash Back. You can apply online or in a branch. The Classic (which I have ) gives you an introductory rate of 0% p.a. for the first six months for purchases and balance ... more

The Nationwide Credit Card - small piece of plastic, about 8.5cm X 5.5cm, doesn't look much, doesn't say much, but could be worth a lot to you !! Why ? How ? What's the deal ? Well there are two possible deals really - one for savers and one for borrowers. For Borrowers - (Please note - I am NOT recommending borrowing more than you can afford) Well the Nationwide allows you to carry out balance transfers onto its credit card. So, nothing new or special about that is there ? Not really, but there is about this though !! When you transfer a balance to your Nationwide Credit Card it is interest ... more